Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in New Mexico
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
New Mexico ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Roosevelt County | $6,241 | Relatively Moderate | $136,000 |
| 2 | Catron County | $4,151 | Very Low | $171,800 |
| 3 | Mora County | $3,582 | Very Low | $119,900 |
| 4 | De Baca County | $3,195 | Very Low | $158,000 |
| 5 | Lincoln County | $2,963 | Relatively Low | $212,200 |
| 6 | Union County | $2,374 | Very Low | $135,900 |
| 7 | Socorro County | $2,372 | Relatively Low | $143,200 |
| 8 | Colfax County | $2,324 | Relatively Low | $161,000 |
| 9 | Hidalgo County | $2,189 | Very Low | $114,000 |
| 10 | Chaves County | $2,144 | Relatively Moderate | $141,900 |
| 11 | Harding County | $2,102 | Very Low | $86,500 |
| 12 | Guadalupe County | $2,014 | Very Low | $107,200 |
| 13 | Sierra County | $1,994 | Relatively Low | $144,800 |
| 14 | Doña Ana County | $1,959 | Relatively High | $205,400 |
| 15 | Eddy County | $1,884 | Relatively Moderate | $199,400 |
| 16 | Grant County | $1,881 | Relatively Low | $164,400 |
| 17 | Lea County | $1,841 | Relatively Moderate | $176,000 |
| 18 | Otero County | $1,783 | Relatively Moderate | $149,500 |
| 19 | Rio Arriba County | $1,772 | Relatively Low | $230,900 |
| 20 | San Miguel County | $1,754 | Relatively Low | $177,600 |
| 21 | Torrance County | $1,549 | Relatively Low | $145,100 |
| 22 | Taos County | $1,507 | Relatively Low | $354,000 |
| 23 | Valencia County | $1,401 | Relatively Moderate | $206,800 |
| 24 | Quay County | $1,387 | Very Low | $82,200 |
| 25 | Cibola County | $1,375 | Relatively Low | $120,000 |
| 26 | Luna County | $1,212 | Relatively Low | $112,500 |
| 27 | Curry County | $1,154 | Relatively Low | $160,800 |
| 28 | San Juan County | $1,074 | Relatively Moderate | $185,100 |
| 29 | McKinley County | $987 | Relatively Low | $72,100 |
| 30 | Santa Fe County | $706 | Relatively Moderate | $416,900 |
| 31 | Los Alamos County | $639 | Very Low | $452,500 |
| 32 | Sandoval County | $565 | Relatively Low | $282,300 |
| 33 | Bernalillo County | $543 | Relatively High | $268,500 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in New Mexico