Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Nebraska
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Nebraska ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Webster County | $9,156 | Relatively Low | $102,000 |
| 2 | Wheeler County | $8,801 | Very Low | $135,900 |
| 3 | Harlan County | $8,638 | Very Low | $147,200 |
| 4 | Clay County | $8,146 | Relatively Low | $146,300 |
| 5 | Greeley County | $8,041 | Very Low | $87,800 |
| 6 | Gosper County | $7,925 | Very Low | $202,700 |
| 7 | Franklin County | $6,881 | Very Low | $99,100 |
| 8 | Furnas County | $6,734 | Relatively Low | $91,800 |
| 9 | Nance County | $6,374 | Very Low | $122,800 |
| 10 | Sherman County | $6,309 | Very Low | $135,000 |
| 11 | Thayer County | $6,098 | Very Low | $106,200 |
| 12 | Banner County | $6,076 | Very Low | $166,300 |
| 13 | Polk County | $6,048 | Very Low | $177,800 |
| 14 | Hamilton County | $5,842 | Very Low | $238,700 |
| 15 | Boone County | $5,840 | Relatively Low | $164,700 |
| 16 | Kearney County | $5,203 | Very Low | $218,300 |
| 17 | Valley County | $4,931 | Very Low | $122,200 |
| 18 | Hayes County | $4,786 | Very Low | $112,800 |
| 19 | Nuckolls County | $4,766 | Very Low | $90,900 |
| 20 | Cuming County | $4,594 | Relatively Low | $174,900 |
| 21 | Howard County | $4,582 | Very Low | $205,200 |
| 22 | Phelps County | $4,544 | Very Low | $173,300 |
| 23 | York County | $4,517 | Relatively Low | $175,900 |
| 24 | Merrick County | $4,510 | Relatively Low | $168,000 |
| 25 | Boyd County | $4,502 | Very Low | $104,000 |
| 26 | Fillmore County | $4,486 | Very Low | $131,200 |
| 27 | Sioux County | $4,245 | Very Low | $141,700 |
| 28 | Morrill County | $4,240 | Very Low | $112,000 |
| 29 | Arthur County | $4,039 | Very Low | $188,800 |
| 30 | Frontier County | $3,966 | Very Low | $138,800 |
| 31 | Garden County | $3,703 | Very Low | $95,500 |
| 32 | Blaine County | $3,621 | Very Low | $102,100 |
| 33 | Dundy County | $3,501 | Very Low | $118,200 |
| 34 | Perkins County | $3,478 | Very Low | $149,200 |
| 35 | Colfax County | $3,465 | Very Low | $128,800 |
| 36 | Thurston County | $3,432 | Very Low | $105,100 |
| 37 | Chase County | $3,334 | Very Low | $178,700 |
| 38 | Antelope County | $3,331 | Very Low | $116,900 |
| 39 | Stanton County | $3,263 | Very Low | $184,300 |
| 40 | Keya Paha County | $3,154 | Very Low | $108,800 |
| 41 | Loup County | $3,135 | Very Low | $120,700 |
| 42 | Burt County | $3,027 | Very Low | $125,400 |
| 43 | Hitchcock County | $3,008 | Very Low | $88,800 |
| 44 | Knox County | $2,957 | Very Low | $116,900 |
| 45 | Butler County | $2,936 | Very Low | $165,700 |
| 46 | Pierce County | $2,927 | Very Low | $182,700 |
| 47 | Deuel County | $2,847 | Very Low | $97,200 |
| 48 | Cedar County | $2,734 | Very Low | $175,500 |
| 49 | Cheyenne County | $2,717 | Very Low | $129,100 |
| 50 | Dixon County | $2,712 | Very Low | $141,400 |
| 51 | Jefferson County | $2,702 | Very Low | $117,600 |
| 52 | McPherson County | $2,683 | Very Low | $124,200 |
| 53 | Dawson County | $2,607 | Relatively Low | $157,800 |
| 54 | Custer County | $2,493 | Very Low | $160,500 |
| 55 | Wayne County | $2,464 | Very Low | $203,700 |
| 56 | Johnson County | $2,458 | Very Low | $131,500 |
| 57 | Platte County | $2,423 | Relatively Low | $207,800 |
| 58 | Saline County | $2,401 | Very Low | $180,700 |
| 59 | Kimball County | $2,373 | Very Low | $109,900 |
| 60 | Adams County | $2,300 | Relatively Low | $185,800 |
| 61 | Dodge County | $2,276 | Relatively Low | $188,100 |
| 62 | Pawnee County | $2,267 | Very Low | $74,800 |
| 63 | Sheridan County | $2,255 | Very Low | $102,900 |
| 64 | Brown County | $2,248 | Very Low | $100,200 |
| 65 | Logan County | $2,246 | Very Low | $160,000 |
| 66 | Thomas County | $2,227 | Very Low | $113,000 |
| 67 | Rock County | $2,199 | Very Low | $124,400 |
| 68 | Grant County | $2,194 | Very Low | $113,900 |
| 69 | Cherry County | $2,165 | Very Low | $136,000 |
| 70 | Seward County | $2,044 | Very Low | $232,400 |
| 71 | Garfield County | $1,927 | Very Low | $144,900 |
| 72 | Buffalo County | $1,903 | Relatively Low | $236,800 |
| 73 | Madison County | $1,897 | Relatively Low | $196,000 |
| 74 | Box Butte County | $1,860 | Very Low | $161,100 |
| 75 | Red Willow County | $1,852 | Very Low | $143,500 |
| 76 | Nemaha County | $1,828 | Very Low | $125,100 |
| 77 | Saunders County | $1,779 | Very Low | $241,100 |
| 78 | Hooker County | $1,740 | Very Low | $85,400 |
| 79 | Holt County | $1,732 | Very Low | $152,000 |
| 80 | Otoe County | $1,720 | Very Low | $185,000 |
| 81 | Washington County | $1,681 | Very Low | $278,300 |
| 82 | Gage County | $1,646 | Very Low | $167,100 |
| 83 | Scotts Bluff County | $1,639 | Relatively Low | $161,400 |
| 84 | Keith County | $1,634 | Very Low | $157,000 |
| 85 | Richardson County | $1,630 | Very Low | $96,500 |
| 86 | Dakota County | $1,581 | Very Low | $168,100 |
| 87 | Hall County | $1,577 | Relatively Low | $207,900 |
| 88 | Cass County | $1,456 | Very Low | $247,200 |
| 89 | Dawes County | $1,262 | Very Low | $146,500 |
| 90 | Lincoln County | $1,157 | Relatively Low | $183,100 |
| 91 | Sarpy County | $1,105 | Relatively Moderate | $287,600 |
| 92 | Douglas County | $995 | Relatively High | $245,800 |
| 93 | Lancaster County | $873 | Relatively Moderate | $258,900 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Nebraska