Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Montana
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Montana ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Wibaux County | $14,334 | Very Low | $92,300 |
| 2 | Petroleum County | $8,236 | Very Low | $173,700 |
| 3 | Garfield County | $6,500 | Very Low | $178,300 |
| 4 | Dawson County | $5,761 | Relatively Low | $187,400 |
| 5 | Richland County | $5,171 | Relatively Low | $259,000 |
| 6 | Powder River County | $4,753 | Very Low | $149,400 |
| 7 | Chouteau County | $4,466 | Very Low | $185,100 |
| 8 | Phillips County | $4,378 | Very Low | $175,000 |
| 9 | McCone County | $4,256 | Very Low | $197,400 |
| 10 | Prairie County | $4,155 | Very Low | $167,100 |
| 11 | Madison County | $4,124 | Very Low | $440,500 |
| 12 | Liberty County | $4,100 | Very Low | $116,800 |
| 13 | Sweet Grass County | $3,936 | Very Low | $295,500 |
| 14 | Carter County | $3,880 | Very Low | $176,600 |
| 15 | Valley County | $3,790 | Very Low | $198,600 |
| 16 | Judith Basin County | $3,784 | Very Low | $214,200 |
| 17 | Fallon County | $3,760 | Very Low | $237,000 |
| 18 | Blaine County | $3,754 | Relatively Low | $124,900 |
| 19 | Golden Valley County | $3,521 | Very Low | $203,900 |
| 20 | Carbon County | $3,458 | Relatively Low | $379,300 |
| 21 | Daniels County | $3,428 | Very Low | $177,800 |
| 22 | Sheridan County | $3,409 | Very Low | $111,600 |
| 23 | Roosevelt County | $3,377 | Relatively Low | $119,400 |
| 24 | Park County | $3,361 | Relatively Low | $429,700 |
| 25 | Teton County | $3,325 | Very Low | $235,500 |
| 26 | Big Horn County | $3,046 | Relatively Low | $148,200 |
| 27 | Granite County | $3,045 | Very Low | $339,500 |
| 28 | Treasure County | $2,935 | Very Low | $215,300 |
| 29 | Rosebud County | $2,849 | Relatively Low | $188,900 |
| 30 | Fergus County | $2,635 | Relatively Low | $202,700 |
| 31 | Toole County | $2,452 | Very Low | $187,400 |
| 32 | Wheatland County | $2,443 | Very Low | $172,700 |
| 33 | Meagher County | $2,399 | Very Low | $244,400 |
| 34 | Beaverhead County | $2,397 | Relatively Low | $282,000 |
| 35 | Pondera County | $2,372 | Very Low | $179,200 |
| 36 | Stillwater County | $2,371 | Very Low | $355,600 |
| 37 | Glacier County | $2,353 | Relatively Low | $153,400 |
| 38 | Musselshell County | $2,300 | Very Low | $221,200 |
| 39 | Hill County | $2,118 | Relatively Low | $187,600 |
| 40 | Broadwater County | $2,052 | Very Low | $364,800 |
| 41 | Custer County | $2,035 | Very Low | $204,200 |
| 42 | Ravalli County | $1,970 | Relatively Low | $435,000 |
| 43 | Lake County | $1,891 | Relatively Low | $369,200 |
| 44 | Lincoln County | $1,767 | Relatively Low | $258,700 |
| 45 | Jefferson County | $1,750 | Very Low | $408,000 |
| 46 | Powell County | $1,732 | Very Low | $255,700 |
| 47 | Flathead County | $1,731 | Relatively Moderate | $467,700 |
| 48 | Sanders County | $1,651 | Relatively Low | $323,800 |
| 49 | Cascade County | $1,583 | Relatively Moderate | $243,300 |
| 50 | Mineral County | $1,512 | Very Low | $313,600 |
| 51 | Gallatin County | $1,314 | Relatively Moderate | $604,900 |
| 52 | Deer Lodge County | $1,297 | Very Low | $209,700 |
| 53 | Lewis and Clark County | $1,136 | Relatively Low | $358,200 |
| 54 | Missoula County | $1,097 | Relatively Low | $423,100 |
| 55 | Silver Bow County | $941 | Very Low | $223,500 |
| 56 | Yellowstone County | $868 | Relatively Moderate | $317,600 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Montana