Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Missouri
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Missouri ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Reynolds County | $8,667 | Relatively Low | $119,900 |
| 2 | Iron County | $5,983 | Relatively Low | $113,000 |
| 3 | Carter County | $5,433 | Relatively Low | $147,600 |
| 4 | Worth County | $5,200 | Very Low | $94,600 |
| 5 | Knox County | $4,867 | Very Low | $97,200 |
| 6 | Shannon County | $4,334 | Relatively Low | $151,000 |
| 7 | New Madrid County | $4,162 | Relatively Low | $105,500 |
| 8 | Scotland County | $4,036 | Very Low | $141,100 |
| 9 | Pemiscot County | $3,923 | Relatively Low | $95,900 |
| 10 | Holt County | $3,841 | Very Low | $122,300 |
| 11 | Camden County | $3,595 | Relatively Moderate | $270,700 |
| 12 | Ripley County | $3,565 | Relatively Low | $110,800 |
| 13 | Mississippi County | $3,444 | Relatively Low | $100,300 |
| 14 | Wayne County | $3,437 | Relatively Low | $113,100 |
| 15 | Madison County | $3,258 | Relatively Low | $155,900 |
| 16 | Oregon County | $3,244 | Relatively Low | $117,700 |
| 17 | Chariton County | $3,191 | Very Low | $118,900 |
| 18 | Ste. Genevieve County | $3,180 | Relatively Low | $215,600 |
| 19 | Gentry County | $3,143 | Very Low | $123,000 |
| 20 | Mercer County | $3,071 | Very Low | $95,300 |
| 21 | Atchison County | $3,006 | Very Low | $100,600 |
| 22 | McDonald County | $2,955 | Relatively Low | $134,100 |
| 23 | Clark County | $2,951 | Very Low | $117,600 |
| 24 | Dent County | $2,875 | Relatively Low | $149,700 |
| 25 | Shelby County | $2,789 | Very Low | $86,200 |
| 26 | Butler County | $2,781 | Relatively Moderate | $138,800 |
| 27 | Dunklin County | $2,754 | Relatively Low | $93,800 |
| 28 | Carroll County | $2,743 | Very Low | $110,500 |
| 29 | Clinton County | $2,696 | Relatively Low | $204,300 |
| 30 | Morgan County | $2,641 | Relatively Low | $180,400 |
| 31 | Barton County | $2,628 | Relatively Low | $136,000 |
| 32 | Stoddard County | $2,535 | Relatively Low | $135,400 |
| 33 | Perry County | $2,529 | Relatively Low | $189,400 |
| 34 | Lewis County | $2,514 | Very Low | $118,900 |
| 35 | St. Louis city | $2,487 | Relatively High | $185,100 |
| 36 | Bollinger County | $2,464 | Very Low | $142,400 |
| 37 | Scott County | $2,449 | Relatively Low | $143,700 |
| 38 | Daviess County | $2,407 | Very Low | $149,200 |
| 39 | Harrison County | $2,365 | Very Low | $107,400 |
| 40 | Stone County | $2,285 | Relatively Low | $236,500 |
| 41 | Washington County | $2,247 | Relatively Low | $118,400 |
| 42 | Barry County | $2,241 | Relatively Low | $172,900 |
| 43 | Osage County | $2,234 | Very Low | $205,700 |
| 44 | Dade County | $2,170 | Very Low | $157,200 |
| 45 | Sullivan County | $2,139 | Very Low | $103,300 |
| 46 | Maries County | $2,129 | Very Low | $193,100 |
| 47 | Montgomery County | $2,118 | Very Low | $171,300 |
| 48 | Ralls County | $2,099 | Very Low | $153,400 |
| 49 | Cape Girardeau County | $2,091 | Relatively Moderate | $208,300 |
| 50 | Benton County | $2,075 | Relatively Low | $164,700 |
| 51 | Warren County | $2,035 | Relatively Low | $241,200 |
| 52 | DeKalb County | $2,029 | Very Low | $167,500 |
| 53 | Monroe County | $2,009 | Very Low | $147,400 |
| 54 | Pike County | $2,006 | Very Low | $129,400 |
| 55 | Nodaway County | $2,005 | Relatively Low | $165,100 |
| 56 | Grundy County | $2,005 | Very Low | $107,000 |
| 57 | Gasconade County | $1,967 | Very Low | $168,900 |
| 58 | Howard County | $1,955 | Very Low | $145,300 |
| 59 | Crawford County | $1,942 | Relatively Low | $166,000 |
| 60 | Saline County | $1,940 | Relatively Low | $139,600 |
| 61 | Wright County | $1,912 | Relatively Low | $152,300 |
| 62 | Howell County | $1,885 | Relatively Low | $161,000 |
| 63 | Ozark County | $1,869 | Very Low | $156,400 |
| 64 | Taney County | $1,861 | Relatively Moderate | $203,800 |
| 65 | Cooper County | $1,833 | Very Low | $197,100 |
| 66 | St. Louis County | $1,815 | Relatively High | $260,700 |
| 67 | Vernon County | $1,813 | Relatively Low | $136,700 |
| 68 | Putnam County | $1,809 | Very Low | $111,600 |
| 69 | Miller County | $1,782 | Relatively Low | $169,800 |
| 70 | Macon County | $1,778 | Very Low | $127,000 |
| 71 | Pulaski County | $1,764 | Relatively Low | $189,700 |
| 72 | Linn County | $1,739 | Very Low | $117,300 |
| 73 | Texas County | $1,727 | Relatively Low | $123,300 |
| 74 | Livingston County | $1,714 | Very Low | $138,300 |
| 75 | Moniteau County | $1,687 | Very Low | $168,300 |
| 76 | Andrew County | $1,631 | Very Low | $196,200 |
| 77 | Schuyler County | $1,624 | Very Low | $118,200 |
| 78 | Lafayette County | $1,620 | Relatively Low | $200,300 |
| 79 | Laclede County | $1,611 | Relatively Low | $158,000 |
| 80 | Newton County | $1,607 | Relatively Low | $175,300 |
| 81 | Hickory County | $1,582 | Very Low | $123,200 |
| 82 | Dallas County | $1,578 | Very Low | $151,200 |
| 83 | Marion County | $1,497 | Relatively Low | $158,100 |
| 84 | Lawrence County | $1,496 | Relatively Low | $159,800 |
| 85 | St. Francois County | $1,492 | Relatively Low | $155,100 |
| 86 | St. Clair County | $1,491 | Very Low | $142,500 |
| 87 | Ray County | $1,478 | Relatively Low | $187,400 |
| 88 | Henry County | $1,473 | Relatively Low | $153,500 |
| 89 | Audrain County | $1,471 | Relatively Low | $121,600 |
| 90 | Bates County | $1,470 | Very Low | $154,800 |
| 91 | Lincoln County | $1,413 | Relatively Low | $224,800 |
| 92 | Franklin County | $1,408 | Relatively Moderate | $214,900 |
| 93 | Douglas County | $1,394 | Very Low | $164,400 |
| 94 | Cole County | $1,388 | Relatively Low | $214,400 |
| 95 | Callaway County | $1,383 | Relatively Low | $196,200 |
| 96 | Caldwell County | $1,376 | Very Low | $156,700 |
| 97 | St. Charles County | $1,356 | Relatively Moderate | $296,800 |
| 98 | Pettis County | $1,346 | Relatively Low | $161,500 |
| 99 | Randolph County | $1,342 | Very Low | $141,900 |
| 100 | Jefferson County | $1,316 | Relatively Moderate | $218,800 |
| 101 | Cedar County | $1,311 | Very Low | $162,500 |
| 102 | Polk County | $1,300 | Relatively Low | $189,600 |
| 103 | Adair County | $1,278 | Very Low | $159,500 |
| 104 | Webster County | $1,228 | Relatively Low | $219,100 |
| 105 | Jasper County | $1,210 | Relatively Moderate | $158,500 |
| 106 | Johnson County | $1,176 | Relatively Low | $221,400 |
| 107 | Clay County | $1,115 | Relatively Moderate | $256,400 |
| 108 | Platte County | $1,103 | Relatively Low | $317,600 |
| 109 | Phelps County | $1,061 | Relatively Low | $194,900 |
| 110 | Christian County | $1,054 | Relatively Low | $249,700 |
| 111 | Buchanan County | $1,050 | Relatively Low | $156,600 |
| 112 | Cass County | $1,046 | Relatively Low | $269,000 |
| 113 | Boone County | $1,000 | Relatively Moderate | $254,100 |
| 114 | Jackson County | $828 | Relatively High | $213,300 |
| 115 | Greene County | $737 | Relatively Moderate | $203,500 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Missouri