Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Maine
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Maine ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Piscataquis County | $2,029 | Relatively Low | $153,300 |
| 2 | Aroostook County | $1,173 | Relatively Low | $131,700 |
| 3 | Somerset County | $1,158 | Relatively Low | $155,200 |
| 4 | Franklin County | $1,085 | Relatively Low | $176,700 |
| 5 | Oxford County | $945 | Relatively Low | $192,300 |
| 6 | Hancock County | $799 | Relatively Low | $278,400 |
| 7 | Washington County | $770 | Relatively Low | $147,100 |
| 8 | Waldo County | $769 | Very Low | $239,100 |
| 9 | Kennebec County | $695 | Relatively Low | $219,900 |
| 10 | Lincoln County | $662 | Very Low | $306,200 |
| 11 | Knox County | $652 | Very Low | $290,800 |
| 12 | Penobscot County | $635 | Relatively Low | $193,800 |
| 13 | York County | $617 | Relatively Moderate | $357,200 |
| 14 | Sagadahoc County | $593 | Very Low | $300,200 |
| 15 | Cumberland County | $532 | Relatively Low | $411,400 |
| 16 | Androscoggin County | $487 | Relatively Low | $232,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Maine