Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Louisiana
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Louisiana ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Cameron Parish | $5,194 | Very Low | $183,300 |
| 2 | Plaquemines Parish | $3,427 | Relatively Low | $275,800 |
| 3 | Terrebonne Parish | $3,362 | Relatively Moderate | $189,100 |
| 4 | St. Mary Parish | $3,243 | Relatively Moderate | $128,000 |
| 5 | Livingston Parish | $3,225 | Relatively High | $218,900 |
| 6 | St. John the Baptist Parish | $3,109 | Relatively Moderate | $184,000 |
| 7 | St. James Parish | $3,082 | Relatively Low | $197,800 |
| 8 | St. Charles Parish | $3,047 | Relatively Moderate | $256,800 |
| 9 | Ascension Parish | $2,567 | Relatively Moderate | $265,300 |
| 10 | West Feliciana Parish | $2,467 | Very Low | $263,200 |
| 11 | Iberville Parish | $2,431 | Relatively Low | $177,100 |
| 12 | St. Tammany Parish | $2,410 | Relatively High | $272,200 |
| 13 | Assumption Parish | $2,400 | Relatively Low | $141,200 |
| 14 | Iberia Parish | $2,373 | Relatively Moderate | $156,000 |
| 15 | Jefferson Davis Parish | $2,371 | Relatively Low | $145,000 |
| 16 | Acadia Parish | $2,354 | Relatively Moderate | $146,900 |
| 17 | St. Martin Parish | $2,353 | Relatively Moderate | $151,000 |
| 18 | Tensas Parish | $2,214 | Very Low | $80,300 |
| 19 | Lafourche Parish | $2,213 | Relatively Moderate | $190,800 |
| 20 | St. Bernard Parish | $2,197 | Relatively Low | $192,100 |
| 21 | Tangipahoa Parish | $2,140 | Relatively Moderate | $204,600 |
| 22 | Calcasieu Parish | $2,124 | Relatively High | $208,500 |
| 23 | Jefferson Parish | $2,096 | Relatively High | $243,500 |
| 24 | Madison Parish | $2,055 | Very Low | $90,600 |
| 25 | Vermilion Parish | $2,021 | Relatively Moderate | $159,700 |
| 26 | Washington Parish | $1,970 | Relatively Moderate | $139,400 |
| 27 | Orleans Parish | $1,961 | Relatively High | $296,400 |
| 28 | East Feliciana Parish | $1,950 | Relatively Low | $213,700 |
| 29 | Lafayette Parish | $1,911 | Relatively High | $234,200 |
| 30 | Pointe Coupee Parish | $1,891 | Relatively Low | $174,500 |
| 31 | Evangeline Parish | $1,875 | Relatively Low | $118,500 |
| 32 | Allen Parish | $1,823 | Relatively Low | $110,800 |
| 33 | East Carroll Parish | $1,814 | Very Low | $87,400 |
| 34 | St. Helena Parish | $1,680 | Very Low | $106,400 |
| 35 | Sabine Parish | $1,640 | Relatively Low | $129,400 |
| 36 | St. Landry Parish | $1,578 | Relatively Moderate | $142,900 |
| 37 | East Baton Rouge Parish | $1,520 | Relatively High | $241,800 |
| 38 | Claiborne Parish | $1,457 | Very Low | $82,400 |
| 39 | Avoyelles Parish | $1,369 | Relatively Low | $120,200 |
| 40 | Red River Parish | $1,341 | Very Low | $103,200 |
| 41 | Catahoula Parish | $1,300 | Very Low | $88,000 |
| 42 | Union Parish | $1,289 | Relatively Low | $115,400 |
| 43 | West Baton Rouge Parish | $1,284 | Very Low | $225,900 |
| 44 | Vernon Parish | $1,214 | Relatively Low | $143,500 |
| 45 | Beauregard Parish | $1,214 | Relatively Low | $164,500 |
| 46 | Webster Parish | $1,206 | Relatively Low | $105,600 |
| 47 | Winn Parish | $1,197 | Very Low | $102,600 |
| 48 | Grant Parish | $1,156 | Very Low | $135,900 |
| 49 | Morehouse Parish | $1,148 | Relatively Low | $108,700 |
| 50 | West Carroll Parish | $1,077 | Very Low | $97,600 |
| 51 | Caldwell Parish | $1,071 | Very Low | $106,000 |
| 52 | Franklin Parish | $1,055 | Very Low | $117,200 |
| 53 | Bienville Parish | $1,044 | Very Low | $93,600 |
| 54 | Richland Parish | $1,040 | Very Low | $124,500 |
| 55 | Concordia Parish | $1,029 | Very Low | $102,400 |
| 56 | LaSalle Parish | $1,020 | Very Low | $137,200 |
| 57 | Jackson Parish | $1,008 | Very Low | $107,400 |
| 58 | Bossier Parish | $957 | Relatively Moderate | $215,100 |
| 59 | Natchitoches Parish | $956 | Relatively Low | $163,000 |
| 60 | Caddo Parish | $935 | Relatively Moderate | $175,900 |
| 61 | Lincoln Parish | $909 | Relatively Low | $195,500 |
| 62 | De Soto Parish | $883 | Very Low | $150,700 |
| 63 | Ouachita Parish | $827 | Relatively Moderate | $183,000 |
| 64 | Rapides Parish | $813 | Relatively Moderate | $179,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Louisiana