Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Iowa
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Iowa ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Adams County | $5,231 | Very Low | $116,900 |
| 2 | Audubon County | $4,543 | Very Low | $110,400 |
| 3 | Adair County | $4,353 | Relatively Low | $140,600 |
| 4 | Ringgold County | $4,347 | Very Low | $150,300 |
| 5 | Taylor County | $3,987 | Very Low | $109,700 |
| 6 | Crawford County | $3,781 | Relatively Low | $136,300 |
| 7 | Pocahontas County | $3,675 | Very Low | $93,300 |
| 8 | Emmet County | $3,587 | Very Low | $106,200 |
| 9 | Davis County | $3,549 | Relatively Low | $146,000 |
| 10 | Sac County | $3,467 | Very Low | $138,400 |
| 11 | Calhoun County | $3,432 | Relatively Low | $114,400 |
| 12 | Mitchell County | $3,209 | Very Low | $164,100 |
| 13 | Greene County | $3,103 | Very Low | $140,500 |
| 14 | Guthrie County | $3,033 | Very Low | $163,900 |
| 15 | Hardin County | $2,912 | Relatively Low | $113,000 |
| 16 | Van Buren County | $2,888 | Very Low | $118,800 |
| 17 | Cass County | $2,864 | Relatively Low | $133,300 |
| 18 | Franklin County | $2,656 | Very Low | $118,500 |
| 19 | Palo Alto County | $2,591 | Very Low | $119,300 |
| 20 | Carroll County | $2,589 | Relatively Low | $175,700 |
| 21 | Decatur County | $2,562 | Very Low | $109,500 |
| 22 | Shelby County | $2,538 | Very Low | $156,200 |
| 23 | Howard County | $2,508 | Very Low | $133,900 |
| 24 | Union County | $2,477 | Relatively Low | $117,800 |
| 25 | Clarke County | $2,476 | Very Low | $160,200 |
| 26 | Butler County | $2,470 | Very Low | $156,500 |
| 27 | Hamilton County | $2,455 | Relatively Low | $132,300 |
| 28 | Lyon County | $2,451 | Very Low | $215,600 |
| 29 | Montgomery County | $2,431 | Very Low | $109,900 |
| 30 | Ida County | $2,429 | Very Low | $108,800 |
| 31 | Wright County | $2,426 | Very Low | $109,800 |
| 32 | Hancock County | $2,420 | Very Low | $129,300 |
| 33 | Fremont County | $2,419 | Very Low | $147,500 |
| 34 | Kossuth County | $2,412 | Very Low | $135,100 |
| 35 | Delaware County | $2,376 | Relatively Low | $168,700 |
| 36 | Sioux County | $2,366 | Relatively Low | $235,600 |
| 37 | Clay County | $2,360 | Very Low | $171,500 |
| 38 | Monroe County | $2,341 | Very Low | $135,900 |
| 39 | Wayne County | $2,326 | Very Low | $102,300 |
| 40 | Humboldt County | $2,300 | Very Low | $146,900 |
| 41 | Monona County | $2,237 | Very Low | $122,600 |
| 42 | Worth County | $2,201 | Very Low | $142,300 |
| 43 | Floyd County | $2,200 | Relatively Low | $133,300 |
| 44 | Keokuk County | $2,199 | Very Low | $112,200 |
| 45 | Chickasaw County | $2,190 | Very Low | $164,400 |
| 46 | Lucas County | $2,141 | Very Low | $117,000 |
| 47 | Cherokee County | $2,111 | Very Low | $145,100 |
| 48 | Osceola County | $2,100 | Very Low | $123,800 |
| 49 | Winnebago County | $2,088 | Very Low | $132,300 |
| 50 | Appanoose County | $2,050 | Very Low | $119,800 |
| 51 | Louisa County | $2,039 | Very Low | $137,600 |
| 52 | Mills County | $1,986 | Very Low | $228,700 |
| 53 | Jones County | $1,986 | Very Low | $183,400 |
| 54 | Page County | $1,967 | Very Low | $120,000 |
| 55 | Clayton County | $1,962 | Very Low | $155,700 |
| 56 | O'Brien County | $1,924 | Very Low | $158,900 |
| 57 | Grundy County | $1,872 | Very Low | $180,500 |
| 58 | Tama County | $1,872 | Relatively Low | $139,900 |
| 59 | Winneshiek County | $1,854 | Very Low | $239,000 |
| 60 | Fayette County | $1,814 | Relatively Low | $130,800 |
| 61 | Allamakee County | $1,735 | Very Low | $171,900 |
| 62 | Wapello County | $1,708 | Relatively Low | $112,900 |
| 63 | Plymouth County | $1,706 | Relatively Low | $218,600 |
| 64 | Jackson County | $1,700 | Very Low | $170,000 |
| 65 | Dickinson County | $1,670 | Very Low | $251,600 |
| 66 | Cedar County | $1,657 | Very Low | $199,700 |
| 67 | Harrison County | $1,637 | Very Low | $165,300 |
| 68 | Iowa County | $1,628 | Very Low | $189,800 |
| 69 | Buchanan County | $1,611 | Very Low | $171,400 |
| 70 | Buena Vista County | $1,592 | Very Low | $146,900 |
| 71 | Bremer County | $1,584 | Very Low | $207,200 |
| 72 | Webster County | $1,581 | Relatively Low | $138,500 |
| 73 | Lee County | $1,577 | Relatively Low | $123,600 |
| 74 | Benton County | $1,556 | Very Low | $198,400 |
| 75 | Madison County | $1,549 | Very Low | $236,900 |
| 76 | Johnson County | $1,547 | Relatively Moderate | $293,100 |
| 77 | Washington County | $1,536 | Relatively Low | $199,600 |
| 78 | Poweshiek County | $1,518 | Very Low | $184,200 |
| 79 | Boone County | $1,510 | Very Low | $191,200 |
| 80 | Marshall County | $1,457 | Relatively Low | $134,100 |
| 81 | Cerro Gordo County | $1,409 | Relatively Low | $154,100 |
| 82 | Pottawattamie County | $1,322 | Relatively Low | $183,600 |
| 83 | Clinton County | $1,309 | Relatively Low | $153,800 |
| 84 | Henry County | $1,268 | Very Low | $148,600 |
| 85 | Woodbury County | $1,251 | Relatively Moderate | $172,000 |
| 86 | Mahaska County | $1,244 | Very Low | $140,900 |
| 87 | Muscatine County | $1,182 | Relatively Low | $172,400 |
| 88 | Des Moines County | $1,134 | Relatively Low | $137,000 |
| 89 | Jefferson County | $1,094 | Very Low | $161,200 |
| 90 | Jasper County | $1,089 | Relatively Low | $176,800 |
| 91 | Marion County | $1,062 | Very Low | $211,100 |
| 92 | Dubuque County | $1,028 | Relatively Low | $226,100 |
| 93 | Dallas County | $972 | Relatively Low | $333,400 |
| 94 | Story County | $933 | Relatively Low | $243,600 |
| 95 | Warren County | $927 | Very Low | $252,800 |
| 96 | Scott County | $915 | Relatively Moderate | $212,500 |
| 97 | Linn County | $832 | Relatively Moderate | $204,400 |
| 98 | Black Hawk County | $777 | Relatively Low | $182,400 |
| 99 | Polk County | $680 | Relatively Moderate | $248,400 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Iowa