Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Indiana
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Indiana ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Posey County | $1,594 | Relatively Low | $218,000 |
| 2 | Spencer County | $1,584 | Very Low | $180,200 |
| 3 | Carroll County | $1,536 | Very Low | $167,700 |
| 4 | Union County | $1,494 | Very Low | $162,200 |
| 5 | Perry County | $1,483 | Very Low | $146,000 |
| 6 | Orange County | $1,431 | Very Low | $143,900 |
| 7 | Franklin County | $1,382 | Very Low | $236,700 |
| 8 | Switzerland County | $1,358 | Very Low | $183,200 |
| 9 | Gibson County | $1,351 | Relatively Low | $170,500 |
| 10 | Martin County | $1,327 | Very Low | $150,400 |
| 11 | Parke County | $1,313 | Very Low | $139,300 |
| 12 | Daviess County | $1,302 | Relatively Low | $187,500 |
| 13 | Crawford County | $1,292 | Very Low | $115,400 |
| 14 | Dubois County | $1,289 | Relatively Low | $212,500 |
| 15 | Jefferson County | $1,271 | Relatively Low | $180,600 |
| 16 | White County | $1,271 | Very Low | $163,000 |
| 17 | Vanderburgh County | $1,249 | Relatively Moderate | $172,300 |
| 18 | Knox County | $1,247 | Relatively Low | $123,500 |
| 19 | Ripley County | $1,238 | Relatively Low | $205,300 |
| 20 | Pike County | $1,221 | Very Low | $128,400 |
| 21 | Owen County | $1,221 | Very Low | $162,400 |
| 22 | Warren County | $1,216 | Very Low | $160,000 |
| 23 | Jackson County | $1,216 | Relatively Low | $174,500 |
| 24 | Floyd County | $1,201 | Relatively Low | $235,100 |
| 25 | Fountain County | $1,199 | Very Low | $133,200 |
| 26 | Harrison County | $1,185 | Relatively Low | $219,200 |
| 27 | Warrick County | $1,183 | Relatively Low | $228,900 |
| 28 | Ohio County | $1,180 | Very Low | $193,500 |
| 29 | Miami County | $1,177 | Relatively Low | $118,000 |
| 30 | Washington County | $1,170 | Very Low | $162,400 |
| 31 | Decatur County | $1,163 | Very Low | $189,900 |
| 32 | Vermillion County | $1,151 | Very Low | $109,500 |
| 33 | Clark County | $1,106 | Relatively Moderate | $212,400 |
| 34 | Tipton County | $1,105 | Very Low | $166,000 |
| 35 | Vigo County | $1,085 | Relatively Moderate | $140,400 |
| 36 | Greene County | $1,061 | Very Low | $129,900 |
| 37 | Pulaski County | $1,052 | Very Low | $134,600 |
| 38 | Cass County | $1,041 | Relatively Low | $118,700 |
| 39 | Newton County | $1,036 | Very Low | $159,300 |
| 40 | Fayette County | $1,034 | Very Low | $114,800 |
| 41 | Sullivan County | $1,028 | Very Low | $122,200 |
| 42 | Putnam County | $1,025 | Relatively Low | $205,800 |
| 43 | Jasper County | $1,019 | Very Low | $204,400 |
| 44 | Bartholomew County | $1,019 | Relatively Low | $221,100 |
| 45 | Brown County | $1,013 | Very Low | $242,500 |
| 46 | Clay County | $1,004 | Very Low | $128,900 |
| 47 | Rush County | $1,000 | Very Low | $155,900 |
| 48 | Lake County | $987 | Relatively High | $214,700 |
| 49 | LaGrange County | $982 | Relatively Low | $249,500 |
| 50 | Wabash County | $979 | Very Low | $143,600 |
| 51 | Hamilton County | $969 | Relatively Moderate | $379,100 |
| 52 | Jay County | $961 | Very Low | $110,100 |
| 53 | Adams County | $960 | Relatively Low | $173,100 |
| 54 | Benton County | $957 | Very Low | $135,400 |
| 55 | Morgan County | $957 | Relatively Low | $220,100 |
| 56 | Starke County | $950 | Very Low | $148,400 |
| 57 | Dearborn County | $923 | Relatively Low | $227,100 |
| 58 | Wayne County | $919 | Relatively Low | $126,100 |
| 59 | Hendricks County | $917 | Relatively Low | $281,500 |
| 60 | Scott County | $915 | Very Low | $145,400 |
| 61 | Boone County | $912 | Relatively Low | $341,800 |
| 62 | Jennings County | $907 | Very Low | $154,600 |
| 63 | Huntington County | $904 | Very Low | $146,400 |
| 64 | Randolph County | $900 | Very Low | $106,000 |
| 65 | Shelby County | $896 | Relatively Low | $188,300 |
| 66 | Clinton County | $891 | Very Low | $157,300 |
| 67 | Fulton County | $884 | Very Low | $144,700 |
| 68 | Johnson County | $870 | Relatively Low | $260,400 |
| 69 | Grant County | $863 | Relatively Low | $116,000 |
| 70 | LaPorte County | $862 | Relatively Low | $180,700 |
| 71 | Marshall County | $856 | Very Low | $184,500 |
| 72 | Porter County | $855 | Relatively Moderate | $261,900 |
| 73 | Montgomery County | $853 | Very Low | $166,300 |
| 74 | Lawrence County | $850 | Relatively Low | $164,500 |
| 75 | Wells County | $847 | Very Low | $180,000 |
| 76 | Blackford County | $820 | Very Low | $96,700 |
| 77 | Henry County | $797 | Relatively Low | $140,200 |
| 78 | DeKalb County | $790 | Very Low | $177,900 |
| 79 | Kosciusko County | $782 | Relatively Low | $200,300 |
| 80 | Noble County | $731 | Relatively Low | $183,400 |
| 81 | Steuben County | $729 | Very Low | $204,300 |
| 82 | Delaware County | $728 | Relatively Low | $127,600 |
| 83 | Marion County | $718 | Relatively High | $207,000 |
| 84 | Hancock County | $704 | Relatively Low | $258,100 |
| 85 | Whitley County | $691 | Very Low | $205,200 |
| 86 | Elkhart County | $687 | Relatively Moderate | $194,400 |
| 87 | Howard County | $667 | Relatively Low | $151,500 |
| 88 | Tippecanoe County | $665 | Relatively Moderate | $217,600 |
| 89 | Madison County | $659 | Relatively Low | $147,700 |
| 90 | Monroe County | $650 | Relatively Low | $261,700 |
| 91 | Allen County | $631 | Relatively Moderate | $194,300 |
| 92 | St. Joseph County | $563 | Relatively Moderate | $179,800 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Indiana