Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Illinois
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Pulaski County | $5,803 | Relatively Low | $81,000 |
| 2 | Alexander County | $5,225 | Relatively Low | $58,700 |
| 3 | Pope County | $3,992 | Very Low | $165,300 |
| 4 | Hamilton County | $3,718 | Very Low | $108,800 |
| 5 | Massac County | $3,379 | Relatively Low | $118,000 |
| 6 | Calhoun County | $3,342 | Very Low | $174,000 |
| 7 | Gallatin County | $3,279 | Very Low | $84,700 |
| 8 | Perry County | $3,252 | Relatively Low | $105,200 |
| 9 | Washington County | $3,214 | Relatively Low | $149,800 |
| 10 | Randolph County | $3,032 | Relatively Low | $134,100 |
| 11 | Iroquois County | $2,993 | Relatively Low | $125,400 |
| 12 | Johnson County | $2,889 | Relatively Low | $148,200 |
| 13 | Jasper County | $2,646 | Very Low | $122,900 |
| 14 | White County | $2,632 | Relatively Low | $100,100 |
| 15 | Lawrence County | $2,527 | Relatively Low | $95,500 |
| 16 | Douglas County | $2,519 | Relatively Low | $142,600 |
| 17 | Grundy County | $2,444 | Relatively Low | $259,200 |
| 18 | Hardin County | $2,424 | Very Low | $91,700 |
| 19 | Cass County | $2,373 | Very Low | $95,500 |
| 20 | Edwards County | $2,346 | Very Low | $97,500 |
| 21 | Jefferson County | $2,306 | Relatively Low | $118,400 |
| 22 | Shelby County | $2,253 | Relatively Low | $130,400 |
| 23 | Livingston County | $2,242 | Relatively Low | $131,500 |
| 24 | Macoupin County | $2,219 | Relatively Low | $126,100 |
| 25 | Clay County | $2,187 | Very Low | $94,300 |
| 26 | Morgan County | $2,169 | Relatively Low | $128,700 |
| 27 | Jackson County | $2,164 | Relatively Moderate | $125,000 |
| 28 | Mason County | $2,155 | Relatively Low | $106,100 |
| 29 | Union County | $2,146 | Relatively Low | $131,700 |
| 30 | Saline County | $2,033 | Relatively Low | $92,900 |
| 31 | Marion County | $1,997 | Relatively Low | $100,100 |
| 32 | Stark County | $1,989 | Very Low | $103,500 |
| 33 | Franklin County | $1,980 | Relatively Low | $87,700 |
| 34 | Montgomery County | $1,967 | Relatively Low | $102,200 |
| 35 | Wayne County | $1,953 | Very Low | $109,400 |
| 36 | Fayette County | $1,932 | Relatively Low | $114,700 |
| 37 | Richland County | $1,917 | Relatively Low | $106,600 |
| 38 | Crawford County | $1,915 | Very Low | $113,700 |
| 39 | Putnam County | $1,912 | Very Low | $167,800 |
| 40 | Clinton County | $1,907 | Relatively Low | $180,500 |
| 41 | Henderson County | $1,843 | Very Low | $101,600 |
| 42 | Piatt County | $1,843 | Very Low | $173,200 |
| 43 | Logan County | $1,825 | Relatively Low | $125,900 |
| 44 | Scott County | $1,825 | Very Low | $101,700 |
| 45 | Williamson County | $1,825 | Relatively Moderate | $145,600 |
| 46 | Moultrie County | $1,788 | Relatively Low | $121,500 |
| 47 | Bond County | $1,783 | Very Low | $133,100 |
| 48 | Cumberland County | $1,770 | Very Low | $117,700 |
| 49 | Marshall County | $1,754 | Very Low | $137,800 |
| 50 | Ogle County | $1,747 | Relatively Low | $184,100 |
| 51 | St. Clair County | $1,724 | Relatively High | $168,800 |
| 52 | Kendall County | $1,680 | Relatively Low | $298,900 |
| 53 | Carroll County | $1,675 | Very Low | $113,500 |
| 54 | Kankakee County | $1,667 | Relatively Moderate | $185,700 |
| 55 | Pike County | $1,659 | Very Low | $100,100 |
| 56 | Monroe County | $1,634 | Very Low | $265,600 |
| 57 | Christian County | $1,617 | Relatively Low | $112,100 |
| 58 | Bureau County | $1,600 | Relatively Low | $121,900 |
| 59 | Wabash County | $1,590 | Very Low | $103,900 |
| 60 | Brown County | $1,566 | Very Low | $142,200 |
| 61 | Menard County | $1,556 | Very Low | $179,300 |
| 62 | Lee County | $1,542 | Relatively Low | $155,100 |
| 63 | Ford County | $1,541 | Very Low | $118,100 |
| 64 | Edgar County | $1,537 | Very Low | $95,700 |
| 65 | Fulton County | $1,527 | Relatively Low | $102,500 |
| 66 | Coles County | $1,517 | Relatively Low | $121,900 |
| 67 | Jo Daviess County | $1,505 | Relatively Low | $193,900 |
| 68 | Schuyler County | $1,489 | Very Low | $106,200 |
| 69 | Woodford County | $1,488 | Very Low | $193,800 |
| 70 | Stephenson County | $1,484 | Relatively Low | $127,500 |
| 71 | Effingham County | $1,455 | Relatively Low | $179,800 |
| 72 | Will County | $1,443 | Relatively High | $298,000 |
| 73 | De Witt County | $1,437 | Very Low | $124,200 |
| 74 | Madison County | $1,416 | Relatively Moderate | $167,900 |
| 75 | Sangamon County | $1,362 | Relatively Moderate | $170,300 |
| 76 | Jersey County | $1,358 | Very Low | $168,800 |
| 77 | Greene County | $1,343 | Very Low | $94,400 |
| 78 | LaSalle County | $1,343 | Relatively Moderate | $154,900 |
| 79 | Clark County | $1,339 | Very Low | $123,100 |
| 80 | McHenry County | $1,225 | Relatively Moderate | $286,900 |
| 81 | DeKalb County | $1,206 | Relatively Low | $231,900 |
| 82 | Henry County | $1,202 | Relatively Low | $145,300 |
| 83 | McLean County | $1,177 | Relatively Moderate | $198,300 |
| 84 | Cook County | $1,163 | Very High | $305,200 |
| 85 | Boone County | $1,116 | Relatively Low | $198,600 |
| 86 | Tazewell County | $1,115 | Relatively Moderate | $164,500 |
| 87 | Hancock County | $1,115 | Very Low | $108,400 |
| 88 | Champaign County | $1,114 | Relatively Moderate | $205,100 |
| 89 | Peoria County | $1,098 | Relatively Moderate | $152,600 |
| 90 | Macon County | $1,085 | Relatively Moderate | $121,800 |
| 91 | Mercer County | $1,083 | Very Low | $139,300 |
| 92 | Kane County | $1,082 | Relatively High | $303,000 |
| 93 | Vermilion County | $1,069 | Relatively Low | $92,900 |
| 94 | Whiteside County | $1,060 | Relatively Low | $125,800 |
| 95 | Winnebago County | $1,053 | Relatively Moderate | $155,100 |
| 96 | DuPage County | $1,047 | Relatively High | $374,100 |
| 97 | Warren County | $1,045 | Very Low | $101,300 |
| 98 | Lake County | $1,038 | Relatively High | $326,600 |
| 99 | Adams County | $932 | Relatively Low | $155,900 |
| 100 | Knox County | $865 | Relatively Low | $104,900 |
| 101 | McDonough County | $855 | Very Low | $103,500 |
| 102 | Rock Island County | $743 | Relatively Moderate | $144,700 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Illinois