Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Idaho
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Idaho ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Camas County | $9,161 | Very Low | $248,900 |
| 2 | Adams County | $5,775 | Very Low | $327,300 |
| 3 | Clark County | $5,726 | Very Low | $203,000 |
| 4 | Custer County | $5,490 | Relatively Low | $295,600 |
| 5 | Valley County | $5,175 | Relatively Low | $599,500 |
| 6 | Idaho County | $4,757 | Relatively Low | $284,600 |
| 7 | Boise County | $4,552 | Relatively Low | $424,100 |
| 8 | Fremont County | $3,576 | Very Low | $281,800 |
| 9 | Shoshone County | $3,528 | Relatively Low | $222,700 |
| 10 | Lemhi County | $3,400 | Very Low | $282,100 |
| 11 | Blaine County | $2,873 | Relatively Low | $663,800 |
| 12 | Clearwater County | $2,867 | Relatively Low | $240,800 |
| 13 | Butte County | $2,663 | Very Low | $195,800 |
| 14 | Teton County | $2,656 | Very Low | $595,900 |
| 15 | Power County | $2,604 | Very Low | $191,200 |
| 16 | Lincoln County | $2,196 | Very Low | $206,700 |
| 17 | Bear Lake County | $2,137 | Very Low | $234,200 |
| 18 | Caribou County | $2,006 | Very Low | $220,200 |
| 19 | Elmore County | $2,004 | Relatively Low | $278,300 |
| 20 | Owyhee County | $2,000 | Relatively Low | $281,600 |
| 21 | Cassia County | $1,895 | Relatively Low | $257,300 |
| 22 | Washington County | $1,823 | Very Low | $250,300 |
| 23 | Bonner County | $1,805 | Relatively Low | $433,400 |
| 24 | Madison County | $1,758 | Relatively Low | $365,000 |
| 25 | Jefferson County | $1,738 | Very Low | $335,000 |
| 26 | Benewah County | $1,621 | Very Low | $255,800 |
| 27 | Gooding County | $1,524 | Very Low | $231,800 |
| 28 | Gem County | $1,506 | Very Low | $367,300 |
| 29 | Bonneville County | $1,492 | Relatively Moderate | $327,000 |
| 30 | Bingham County | $1,443 | Relatively Low | $258,000 |
| 31 | Boundary County | $1,411 | Very Low | $344,100 |
| 32 | Lewis County | $1,326 | Very Low | $202,400 |
| 33 | Franklin County | $1,112 | Very Low | $304,000 |
| 34 | Oneida County | $1,099 | Very Low | $228,100 |
| 35 | Minidoka County | $972 | Very Low | $235,300 |
| 36 | Bannock County | $940 | Relatively Low | $267,200 |
| 37 | Nez Perce County | $873 | Very Low | $291,300 |
| 38 | Payette County | $843 | Very Low | $310,700 |
| 39 | Latah County | $825 | Very Low | $342,500 |
| 40 | Jerome County | $702 | Very Low | $254,000 |
| 41 | Kootenai County | $657 | Relatively Low | $467,400 |
| 42 | Ada County | $588 | Relatively Moderate | $476,000 |
| 43 | Twin Falls County | $488 | Relatively Low | $292,700 |
| 44 | Canyon County | $436 | Relatively Low | $350,300 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Idaho