Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Georgia
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Georgia ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | McIntosh County | $3,525 | Relatively Low | $173,900 |
| 2 | Liberty County | $2,921 | Relatively Moderate | $180,200 |
| 3 | Tattnall County | $2,649 | Relatively Low | $122,400 |
| 4 | Baker County | $2,576 | Very Low | $120,100 |
| 5 | Calhoun County | $2,524 | Very Low | $82,200 |
| 6 | Quitman County | $2,492 | Very Low | $103,000 |
| 7 | Seminole County | $2,421 | Very Low | $111,600 |
| 8 | Chatham County | $2,321 | Relatively High | $273,300 |
| 9 | Miller County | $2,180 | Very Low | $118,300 |
| 10 | Decatur County | $2,169 | Relatively Low | $146,200 |
| 11 | Early County | $2,090 | Relatively Low | $130,100 |
| 12 | Bryan County | $2,088 | Relatively Low | $317,100 |
| 13 | Clay County | $2,014 | Very Low | $92,500 |
| 14 | Screven County | $2,004 | Relatively Low | $122,300 |
| 15 | Mitchell County | $1,934 | Relatively Low | $105,500 |
| 16 | Clinch County | $1,846 | Very Low | $86,300 |
| 17 | Webster County | $1,842 | Very Low | $92,200 |
| 18 | Appling County | $1,775 | Relatively Low | $81,400 |
| 19 | Wilcox County | $1,678 | Very Low | $71,200 |
| 20 | Telfair County | $1,643 | Very Low | $108,200 |
| 21 | Randolph County | $1,642 | Very Low | $90,900 |
| 22 | Dooly County | $1,547 | Very Low | $96,400 |
| 23 | Bleckley County | $1,541 | Very Low | $132,900 |
| 24 | Gilmer County | $1,531 | Relatively Low | $278,900 |
| 25 | Irwin County | $1,516 | Very Low | $105,300 |
| 26 | Dodge County | $1,496 | Relatively Low | $108,700 |
| 27 | Macon County | $1,493 | Very Low | $87,000 |
| 28 | Evans County | $1,442 | Very Low | $139,700 |
| 29 | Brooks County | $1,414 | Very Low | $118,100 |
| 30 | Rabun County | $1,408 | Relatively Low | $272,600 |
| 31 | Terrell County | $1,402 | Very Low | $111,500 |
| 32 | Wheeler County | $1,400 | Very Low | $74,600 |
| 33 | Crisp County | $1,396 | Relatively Low | $120,800 |
| 34 | Chattahoochee County | $1,395 | Very Low | $99,800 |
| 35 | Pulaski County | $1,389 | Very Low | $144,300 |
| 36 | Bacon County | $1,376 | Very Low | $104,100 |
| 37 | Chattooga County | $1,366 | Relatively Low | $98,700 |
| 38 | Cook County | $1,365 | Very Low | $123,000 |
| 39 | Dade County | $1,363 | Very Low | $166,600 |
| 40 | White County | $1,359 | Relatively Low | $262,200 |
| 41 | Towns County | $1,338 | Very Low | $311,900 |
| 42 | Gordon County | $1,329 | Relatively Low | $205,600 |
| 43 | Charlton County | $1,329 | Very Low | $119,000 |
| 44 | Grady County | $1,316 | Relatively Low | $136,500 |
| 45 | Turner County | $1,307 | Very Low | $95,200 |
| 46 | Fannin County | $1,268 | Relatively Low | $274,600 |
| 47 | Jenkins County | $1,259 | Very Low | $81,100 |
| 48 | Berrien County | $1,257 | Very Low | $115,200 |
| 49 | Putnam County | $1,198 | Relatively Low | $222,000 |
| 50 | Jeff Davis County | $1,191 | Very Low | $109,300 |
| 51 | Colquitt County | $1,185 | Relatively Low | $121,400 |
| 52 | Pierce County | $1,159 | Very Low | $132,100 |
| 53 | Lumpkin County | $1,157 | Relatively Low | $277,200 |
| 54 | Glynn County | $1,157 | Relatively Moderate | $268,300 |
| 55 | Walker County | $1,138 | Relatively Low | $173,900 |
| 56 | Jefferson County | $1,129 | Very Low | $93,100 |
| 57 | Greene County | $1,127 | Very Low | $342,200 |
| 58 | Atkinson County | $1,117 | Very Low | $76,300 |
| 59 | Thomas County | $1,098 | Relatively Low | $185,300 |
| 60 | Bulloch County | $1,095 | Relatively Low | $191,600 |
| 61 | Sumter County | $1,088 | Relatively Low | $122,300 |
| 62 | Worth County | $1,087 | Very Low | $112,400 |
| 63 | Floyd County | $1,081 | Relatively Moderate | $194,100 |
| 64 | Emanuel County | $1,078 | Very Low | $88,200 |
| 65 | Toombs County | $1,071 | Very Low | $127,100 |
| 66 | Effingham County | $1,066 | Relatively Low | $245,300 |
| 67 | Murray County | $1,060 | Relatively Low | $173,300 |
| 68 | Union County | $1,056 | Relatively Low | $272,600 |
| 69 | Whitfield County | $1,049 | Relatively Moderate | $198,900 |
| 70 | Tift County | $1,048 | Relatively Low | $143,100 |
| 71 | Morgan County | $1,047 | Very Low | $323,100 |
| 72 | Catoosa County | $1,045 | Relatively Low | $214,200 |
| 73 | Dougherty County | $1,043 | Relatively Moderate | $129,200 |
| 74 | Forsyth County | $1,034 | Relatively Moderate | $493,800 |
| 75 | Brantley County | $1,031 | Very Low | $91,800 |
| 76 | Candler County | $1,028 | Very Low | $135,600 |
| 77 | Hancock County | $1,027 | Very Low | $87,400 |
| 78 | Lee County | $1,025 | Very Low | $226,900 |
| 79 | Burke County | $1,019 | Very Low | $107,800 |
| 80 | Stewart County | $1,013 | Very Low | $53,000 |
| 81 | Montgomery County | $999 | Very Low | $118,200 |
| 82 | Wayne County | $991 | Relatively Low | $149,800 |
| 83 | Coffee County | $991 | Relatively Low | $125,700 |
| 84 | Columbia County | $989 | Relatively Low | $287,400 |
| 85 | Polk County | $980 | Relatively Low | $163,500 |
| 86 | Glascock County | $978 | Very Low | $122,800 |
| 87 | Camden County | $976 | Relatively Low | $233,900 |
| 88 | Twiggs County | $947 | Very Low | $104,500 |
| 89 | Lincoln County | $941 | Very Low | $163,600 |
| 90 | Long County | $941 | Very Low | $196,500 |
| 91 | Warren County | $939 | Very Low | $78,000 |
| 92 | Ware County | $939 | Relatively Low | $106,500 |
| 93 | Franklin County | $935 | Very Low | $160,600 |
| 94 | Taylor County | $934 | Very Low | $82,900 |
| 95 | Taliaferro County | $934 | Very Low | $73,100 |
| 96 | Lanier County | $922 | Very Low | $161,100 |
| 97 | Wilkes County | $921 | Very Low | $105,000 |
| 98 | Echols County | $916 | Very Low | $112,600 |
| 99 | Treutlen County | $885 | Very Low | $98,400 |
| 100 | Hart County | $878 | Very Low | $206,500 |
| 101 | Banks County | $876 | Very Low | $251,700 |
| 102 | Johnson County | $863 | Very Low | $91,200 |
| 103 | Dawson County | $861 | Very Low | $351,900 |
| 104 | Baldwin County | $860 | Relatively Low | $164,700 |
| 105 | Pickens County | $858 | Very Low | $289,600 |
| 106 | Washington County | $844 | Very Low | $115,600 |
| 107 | Elbert County | $834 | Very Low | $114,600 |
| 108 | Oconee County | $829 | Very Low | $425,100 |
| 109 | Wilkinson County | $822 | Very Low | $90,800 |
| 110 | Bartow County | $819 | Relatively Low | $262,200 |
| 111 | Stephens County | $810 | Very Low | $168,200 |
| 112 | Hall County | $798 | Relatively Moderate | $313,600 |
| 113 | Heard County | $796 | Very Low | $161,000 |
| 114 | Oglethorpe County | $795 | Very Low | $198,700 |
| 115 | Cherokee County | $790 | Relatively Moderate | $389,800 |
| 116 | Marion County | $769 | Very Low | $122,100 |
| 117 | Laurens County | $759 | Relatively Low | $137,400 |
| 118 | Richmond County | $758 | Relatively Moderate | $163,300 |
| 119 | McDuffie County | $751 | Very Low | $155,100 |
| 120 | Crawford County | $744 | Very Low | $144,800 |
| 121 | Habersham County | $741 | Very Low | $212,000 |
| 122 | Fayette County | $734 | Relatively Low | $405,600 |
| 123 | Ben Hill County | $733 | Very Low | $114,600 |
| 124 | Peach County | $731 | Very Low | $186,100 |
| 125 | Schley County | $731 | Very Low | $152,900 |
| 126 | Carroll County | $729 | Relatively Low | $227,500 |
| 127 | Madison County | $718 | Very Low | $198,800 |
| 128 | Cobb County | $714 | Relatively High | $373,700 |
| 129 | Jackson County | $703 | Very Low | $312,700 |
| 130 | Butts County | $693 | Very Low | $227,800 |
| 131 | Paulding County | $676 | Relatively Low | $289,000 |
| 132 | Haralson County | $668 | Very Low | $210,400 |
| 133 | Harris County | $667 | Very Low | $278,700 |
| 134 | Douglas County | $667 | Relatively Low | $262,200 |
| 135 | Lowndes County | $662 | Relatively Low | $197,900 |
| 136 | Troup County | $661 | Relatively Low | $187,800 |
| 137 | Monroe County | $657 | Very Low | $243,200 |
| 138 | Gwinnett County | $655 | Relatively High | $345,700 |
| 139 | Rockdale County | $643 | Relatively Low | $256,600 |
| 140 | Jasper County | $625 | Very Low | $219,700 |
| 141 | Walton County | $616 | Relatively Low | $300,500 |
| 142 | Henry County | $611 | Relatively Low | $277,400 |
| 143 | Barrow County | $611 | Relatively Low | $255,200 |
| 144 | Meriwether County | $592 | Very Low | $154,600 |
| 145 | Upson County | $587 | Very Low | $149,500 |
| 146 | Coweta County | $576 | Relatively Low | $321,900 |
| 147 | Clayton County | $567 | Relatively Moderate | $194,500 |
| 148 | Pike County | $567 | Very Low | $265,700 |
| 149 | Newton County | $562 | Relatively Low | $233,300 |
| 150 | Bibb County | $559 | Relatively Low | $165,800 |
| 151 | Lamar County | $548 | Very Low | $201,400 |
| 152 | Talbot County | $545 | Very Low | $127,200 |
| 153 | DeKalb County | $538 | Relatively Moderate | $331,400 |
| 154 | Houston County | $535 | Relatively Low | $205,600 |
| 155 | Clarke County | $531 | Relatively Low | $271,900 |
| 156 | Jones County | $530 | Very Low | $174,600 |
| 157 | Spalding County | $517 | Very Low | $196,600 |
| 158 | Fulton County | $512 | Relatively High | $431,200 |
| 159 | Muscogee County | $485 | Relatively Moderate | $182,300 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Georgia