Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Colorado
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Colorado ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | San Juan County | $19,181 | Very Low | $406,900 |
| 2 | Mineral County | $10,497 | Very Low | $413,000 |
| 3 | Jackson County | $7,758 | Very Low | $250,000 |
| 4 | Kiowa County | $5,770 | Very Low | $148,600 |
| 5 | Clear Creek County | $4,583 | Relatively Low | $572,800 |
| 6 | Rio Blanco County | $4,231 | Very Low | $243,400 |
| 7 | Cheyenne County | $3,943 | Very Low | $187,100 |
| 8 | Yuma County | $3,929 | Very Low | $215,600 |
| 9 | Hinsdale County | $3,891 | Very Low | $438,800 |
| 10 | Phillips County | $3,721 | Very Low | $255,300 |
| 11 | Ouray County | $3,708 | Very Low | $670,100 |
| 12 | Sedgwick County | $3,693 | Very Low | $142,700 |
| 13 | Dolores County | $3,587 | Very Low | $231,900 |
| 14 | Kit Carson County | $3,552 | Very Low | $221,400 |
| 15 | Grand County | $3,137 | Relatively Low | $507,200 |
| 16 | Baca County | $2,959 | Very Low | $122,000 |
| 17 | Pitkin County | $2,919 | Relatively Low | $1,131,200 |
| 18 | Gunnison County | $2,692 | Relatively Low | $597,200 |
| 19 | San Miguel County | $2,507 | Very Low | $613,100 |
| 20 | Summit County | $2,392 | Relatively Low | $850,700 |
| 21 | Lincoln County | $2,329 | Very Low | $232,100 |
| 22 | Eagle County | $2,319 | Relatively Low | $814,700 |
| 23 | Prowers County | $2,246 | Relatively Low | $150,900 |
| 24 | Logan County | $2,213 | Relatively Low | $228,100 |
| 25 | Bent County | $2,194 | Very Low | $137,900 |
| 26 | Chaffee County | $2,172 | Relatively Low | $598,500 |
| 27 | Washington County | $2,101 | Very Low | $218,300 |
| 28 | Huerfano County | $1,983 | Very Low | $256,700 |
| 29 | Morgan County | $1,836 | Relatively Low | $299,300 |
| 30 | Rio Grande County | $1,759 | Relatively Low | $215,400 |
| 31 | Elbert County | $1,722 | Very Low | $664,600 |
| 32 | La Plata County | $1,703 | Relatively Low | $549,100 |
| 33 | Crowley County | $1,695 | Very Low | $106,700 |
| 34 | Conejos County | $1,683 | Very Low | $162,100 |
| 35 | Custer County | $1,662 | Very Low | $358,800 |
| 36 | Otero County | $1,557 | Relatively Low | $160,700 |
| 37 | Saguache County | $1,547 | Very Low | $200,000 |
| 38 | Routt County | $1,525 | Very Low | $756,200 |
| 39 | Teller County | $1,495 | Very Low | $445,000 |
| 40 | Lake County | $1,485 | Very Low | $401,300 |
| 41 | Gilpin County | $1,464 | Very Low | $512,600 |
| 42 | Archuleta County | $1,403 | Very Low | $451,400 |
| 43 | Moffat County | $1,324 | Very Low | $262,500 |
| 44 | Park County | $1,292 | Very Low | $489,300 |
| 45 | Garfield County | $1,282 | Relatively Low | $490,600 |
| 46 | Fremont County | $1,267 | Relatively Low | $282,100 |
| 47 | Costilla County | $1,228 | Very Low | $171,300 |
| 48 | Alamosa County | $1,206 | Very Low | $218,800 |
| 49 | Montezuma County | $1,132 | Relatively Low | $308,100 |
| 50 | Delta County | $1,113 | Relatively Low | $318,000 |
| 51 | Las Animas County | $1,021 | Very Low | $214,500 |
| 52 | Jefferson County | $964 | Relatively High | $604,400 |
| 53 | Boulder County | $927 | Relatively Moderate | $713,900 |
| 54 | Montrose County | $889 | Relatively Low | $357,900 |
| 55 | Weld County | $872 | Relatively Moderate | $444,500 |
| 56 | Larimer County | $835 | Relatively Moderate | $532,200 |
| 57 | Douglas County | $834 | Relatively Moderate | $674,000 |
| 58 | El Paso County | $751 | Relatively Moderate | $431,000 |
| 59 | Pueblo County | $714 | Relatively Moderate | $271,800 |
| 60 | Adams County | $708 | Relatively Moderate | $458,400 |
| 61 | Arapahoe County | $676 | Relatively Moderate | $526,000 |
| 62 | Denver County | $674 | Relatively High | $586,700 |
| 63 | Broomfield County | $553 | Very Low | $631,600 |
| 64 | Mesa County | $538 | Relatively Low | $349,400 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Colorado