Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Arizona
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Arizona ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | La Paz County | $3,095 | Relatively Moderate | $117,600 |
| 2 | Santa Cruz County | $2,525 | Relatively Moderate | $216,100 |
| 3 | Coconino County | $2,441 | Relatively Moderate | $413,200 |
| 4 | Gila County | $2,375 | Relatively Moderate | $247,000 |
| 5 | Cochise County | $1,799 | Relatively Moderate | $207,400 |
| 6 | Greenlee County | $1,553 | Very Low | $136,300 |
| 7 | Graham County | $1,458 | Relatively Low | $202,700 |
| 8 | Maricopa County | $1,294 | Very High | $414,700 |
| 9 | Pima County | $1,233 | Relatively High | $286,900 |
| 10 | Yuma County | $1,189 | Relatively Moderate | $195,700 |
| 11 | Mohave County | $1,083 | Relatively High | $253,200 |
| 12 | Apache County | $1,028 | Relatively Low | $68,500 |
| 13 | Navajo County | $1,021 | Relatively Moderate | $186,100 |
| 14 | Yavapai County | $990 | Relatively Moderate | $392,900 |
| 15 | Pinal County | $875 | Relatively Moderate | $312,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Arizona