Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Wisconsin
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Wisconsin ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Menominee County | 53.3% | $591 | $1,108 |
| 2 | Milwaukee County | 40.7% | $794 | $1,950 |
| 3 | Price County | 40.3% | $526 | $1,305 |
| 4 | Crawford County | 39.9% | $621 | $1,556 |
| 5 | Wood County | 39.8% | $593 | $1,491 |
| 6 | Juneau County | 39.7% | $581 | $1,463 |
| 7 | Langlade County | 39.7% | $512 | $1,291 |
| 8 | Clark County | 39.7% | $575 | $1,450 |
| 9 | Ashland County | 39.6% | $562 | $1,419 |
| 10 | Lafayette County | 39.6% | $638 | $1,610 |
| 11 | Manitowoc County | 39.4% | $601 | $1,524 |
| 12 | Winnebago County | 39.1% | $716 | $1,830 |
| 13 | Rock County | 38.8% | $731 | $1,883 |
| 14 | Marinette County | 38.7% | $522 | $1,347 |
| 15 | Trempealeau County | 38.7% | $685 | $1,770 |
| 16 | Shawano County | 38.6% | $602 | $1,558 |
| 17 | Rusk County | 38.6% | $510 | $1,321 |
| 18 | Lincoln County | 38.6% | $596 | $1,544 |
| 19 | Waupaca County | 38.4% | $641 | $1,670 |
| 20 | Fond du Lac County | 38.3% | $696 | $1,816 |
| 21 | Grant County | 38.3% | $618 | $1,612 |
| 22 | Richland County | 38.3% | $605 | $1,581 |
| 23 | Racine County | 38.2% | $791 | $2,069 |
| 24 | Jackson County | 38.2% | $618 | $1,615 |
| 25 | Florence County | 38.2% | $562 | $1,469 |
| 26 | Taylor County | 38.2% | $615 | $1,611 |
| 27 | Pepin County | 38.1% | $644 | $1,691 |
| 28 | Marathon County | 38.1% | $674 | $1,771 |
| 29 | Iron County | 38.0% | $508 | $1,337 |
| 30 | Kenosha County | 38.0% | $810 | $2,133 |
| 31 | Green County | 37.9% | $773 | $2,038 |
| 32 | Dodge County | 37.9% | $712 | $1,878 |
| 33 | Buffalo County | 37.8% | $641 | $1,696 |
| 34 | Monroe County | 37.8% | $639 | $1,692 |
| 35 | Barron County | 37.8% | $643 | $1,701 |
| 36 | Kewaunee County | 37.7% | $676 | $1,791 |
| 37 | La Crosse County | 37.7% | $787 | $2,085 |
| 38 | Waushara County | 37.6% | $599 | $1,592 |
| 39 | Douglas County | 37.6% | $612 | $1,629 |
| 40 | Adams County | 37.5% | $592 | $1,577 |
| 41 | Sheboygan County | 37.5% | $699 | $1,865 |
| 42 | Forest County | 37.4% | $542 | $1,450 |
| 43 | Marquette County | 37.2% | $636 | $1,710 |
| 44 | Dunn County | 37.2% | $715 | $1,922 |
| 45 | Iowa County | 37.2% | $783 | $2,108 |
| 46 | Jefferson County | 37.1% | $800 | $2,155 |
| 47 | Portage County | 37.1% | $725 | $1,955 |
| 48 | Vernon County | 37.0% | $661 | $1,785 |
| 49 | Sauk County | 37.0% | $759 | $2,053 |
| 50 | Calumet County | 36.8% | $785 | $2,131 |
| 51 | Green Lake County | 36.8% | $642 | $1,743 |
| 52 | Outagamie County | 36.7% | $756 | $2,059 |
| 53 | Brown County | 36.6% | $759 | $2,071 |
| 54 | Eau Claire County | 36.5% | $744 | $2,038 |
| 55 | Columbia County | 36.4% | $792 | $2,173 |
| 56 | Dane County | 36.3% | $1,113 | $3,068 |
| 57 | Oconto County | 36.2% | $643 | $1,775 |
| 58 | Walworth County | 35.8% | $822 | $2,295 |
| 59 | Pierce County | 35.5% | $907 | $2,554 |
| 60 | Washburn County | 35.5% | $610 | $1,720 |
| 61 | Polk County | 35.2% | $700 | $1,987 |
| 62 | Chippewa County | 34.9% | $680 | $1,949 |
| 63 | Bayfield County | 34.5% | $642 | $1,860 |
| 64 | Burnett County | 34.2% | $597 | $1,747 |
| 65 | Oneida County | 33.7% | $618 | $1,832 |
| 66 | Washington County | 33.5% | $852 | $2,540 |
| 67 | St. Croix County | 33.3% | $931 | $2,797 |
| 68 | Ozaukee County | 33.2% | $979 | $2,949 |
| 69 | Sawyer County | 33.2% | $593 | $1,785 |
| 70 | Door County | 33.0% | $804 | $2,436 |
| 71 | Waukesha County | 32.8% | $975 | $2,970 |
| 72 | Vilas County | 31.6% | $667 | $2,112 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Wisconsin