Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in West Virginia
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
West Virginia ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | McDowell County | 54.9% | $320 | $583 |
| 2 | Wyoming County | 46.6% | $365 | $784 |
| 3 | Webster County | 46.5% | $361 | $778 |
| 4 | Gilmer County | 46.0% | $379 | $823 |
| 5 | Boone County | 45.5% | $402 | $884 |
| 6 | Mingo County | 45.2% | $378 | $835 |
| 7 | Wetzel County | 43.7% | $425 | $974 |
| 8 | Fayette County | 43.6% | $429 | $986 |
| 9 | Logan County | 43.5% | $417 | $959 |
| 10 | Ritchie County | 43.0% | $435 | $1,010 |
| 11 | Lincoln County | 42.7% | $412 | $964 |
| 12 | Braxton County | 42.2% | $415 | $983 |
| 13 | Tyler County | 42.1% | $435 | $1,034 |
| 14 | Wirt County | 41.9% | $434 | $1,036 |
| 15 | Hancock County | 41.6% | $455 | $1,094 |
| 16 | Clay County | 41.6% | $407 | $978 |
| 17 | Nicholas County | 41.4% | $431 | $1,041 |
| 18 | Calhoun County | 41.3% | $418 | $1,012 |
| 19 | Mercer County | 41.0% | $440 | $1,074 |
| 20 | Kanawha County | 40.5% | $490 | $1,211 |
| 21 | Roane County | 40.5% | $440 | $1,086 |
| 22 | Pleasants County | 40.4% | $469 | $1,159 |
| 23 | Mason County | 40.4% | $460 | $1,140 |
| 24 | Brooke County | 40.4% | $461 | $1,143 |
| 25 | Wayne County | 40.2% | $449 | $1,116 |
| 26 | Barbour County | 39.9% | $446 | $1,119 |
| 27 | Lewis County | 39.2% | $468 | $1,193 |
| 28 | Greenbrier County | 39.2% | $469 | $1,196 |
| 29 | Summers County | 39.2% | $434 | $1,107 |
| 30 | Raleigh County | 38.9% | $485 | $1,246 |
| 31 | Taylor County | 38.9% | $489 | $1,258 |
| 32 | Marshall County | 38.8% | $473 | $1,220 |
| 33 | Wood County | 38.7% | $518 | $1,338 |
| 34 | Cabell County | 38.6% | $525 | $1,358 |
| 35 | Randolph County | 38.6% | $462 | $1,198 |
| 36 | Monroe County | 38.4% | $487 | $1,267 |
| 37 | Jackson County | 38.3% | $513 | $1,338 |
| 38 | Pocahontas County | 38.0% | $456 | $1,200 |
| 39 | Harrison County | 38.0% | $518 | $1,364 |
| 40 | Marion County | 37.9% | $536 | $1,413 |
| 41 | Tucker County | 37.8% | $469 | $1,242 |
| 42 | Ohio County | 37.8% | $536 | $1,418 |
| 43 | Preston County | 37.6% | $507 | $1,349 |
| 44 | Doddridge County | 37.4% | $510 | $1,364 |
| 45 | Upshur County | 37.1% | $507 | $1,365 |
| 46 | Hardy County | 36.8% | $496 | $1,349 |
| 47 | Mineral County | 36.2% | $545 | $1,508 |
| 48 | Grant County | 36.0% | $504 | $1,398 |
| 49 | Pendleton County | 35.4% | $523 | $1,477 |
| 50 | Putnam County | 35.3% | $624 | $1,768 |
| 51 | Morgan County | 34.6% | $629 | $1,820 |
| 52 | Hampshire County | 34.3% | $570 | $1,663 |
| 53 | Berkeley County | 33.9% | $680 | $2,004 |
| 54 | Monongalia County | 33.3% | $679 | $2,036 |
| 55 | Jefferson County | 32.2% | $821 | $2,553 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in West Virginia