Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in South Dakota
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
South Dakota ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Todd County | 60.1% | $363 | $604 |
| 2 | Oglala Lakota County | 54.9% | $296 | $540 |
| 3 | Mellette County | 53.2% | $382 | $719 |
| 4 | McPherson County | 50.3% | $424 | $842 |
| 5 | Corson County | 50.3% | $398 | $792 |
| 6 | Dewey County | 50.0% | $402 | $805 |
| 7 | Campbell County | 48.4% | $440 | $909 |
| 8 | Perkins County | 45.6% | $475 | $1,040 |
| 9 | Spink County | 44.4% | $501 | $1,127 |
| 10 | Potter County | 44.3% | $516 | $1,164 |
| 11 | Walworth County | 43.9% | $544 | $1,238 |
| 12 | Bon Homme County | 43.8% | $501 | $1,143 |
| 13 | Miner County | 43.7% | $474 | $1,083 |
| 14 | Jones County | 43.7% | $485 | $1,110 |
| 15 | Douglas County | 43.0% | $504 | $1,172 |
| 16 | Buffalo County | 42.8% | $431 | $1,007 |
| 17 | Hyde County | 42.6% | $532 | $1,250 |
| 18 | Ziebach County | 42.5% | $402 | $945 |
| 19 | Sanborn County | 42.5% | $546 | $1,285 |
| 20 | Gregory County | 42.3% | $506 | $1,194 |
| 21 | Aurora County | 42.2% | $504 | $1,192 |
| 22 | Jerauld County | 41.7% | $486 | $1,164 |
| 23 | Stanley County | 41.5% | $642 | $1,549 |
| 24 | Roberts County | 41.3% | $522 | $1,265 |
| 25 | Bennett County | 41.2% | $518 | $1,258 |
| 26 | Faulk County | 41.0% | $460 | $1,122 |
| 27 | Clark County | 40.7% | $520 | $1,278 |
| 28 | Tripp County | 40.6% | $501 | $1,233 |
| 29 | Hutchinson County | 40.3% | $577 | $1,434 |
| 30 | Day County | 40.1% | $554 | $1,382 |
| 31 | Marshall County | 39.9% | $522 | $1,308 |
| 32 | Lyman County | 39.9% | $555 | $1,390 |
| 33 | Kingsbury County | 39.6% | $559 | $1,411 |
| 34 | Hand County | 39.6% | $532 | $1,344 |
| 35 | Charles Mix County | 39.6% | $591 | $1,494 |
| 36 | Davison County | 39.5% | $663 | $1,677 |
| 37 | Harding County | 39.5% | $545 | $1,379 |
| 38 | Haakon County | 39.2% | $527 | $1,345 |
| 39 | Fall River County | 39.1% | $605 | $1,546 |
| 40 | Beadle County | 39.0% | $608 | $1,560 |
| 41 | Clay County | 38.7% | $747 | $1,931 |
| 42 | Edmunds County | 38.6% | $550 | $1,424 |
| 43 | Brown County | 38.4% | $708 | $1,845 |
| 44 | Hanson County | 38.2% | $634 | $1,661 |
| 45 | Yankton County | 38.1% | $685 | $1,797 |
| 46 | Turner County | 38.0% | $650 | $1,713 |
| 47 | Hamlin County | 37.9% | $678 | $1,787 |
| 48 | Moody County | 37.9% | $673 | $1,774 |
| 49 | Hughes County | 37.8% | $717 | $1,897 |
| 50 | Butte County | 37.7% | $672 | $1,781 |
| 51 | Grant County | 37.7% | $580 | $1,537 |
| 52 | Deuel County | 37.5% | $576 | $1,538 |
| 53 | Codington County | 37.4% | $695 | $1,859 |
| 54 | Lake County | 37.0% | $724 | $1,958 |
| 55 | Brookings County | 37.0% | $772 | $2,087 |
| 56 | McCook County | 36.9% | $679 | $1,839 |
| 57 | Sully County | 36.8% | $619 | $1,680 |
| 58 | Minnehaha County | 36.6% | $823 | $2,246 |
| 59 | Brule County | 36.5% | $632 | $1,729 |
| 60 | Pennington County | 36.3% | $824 | $2,268 |
| 61 | Union County | 36.3% | $819 | $2,257 |
| 62 | Lincoln County | 35.7% | $957 | $2,684 |
| 63 | Meade County | 35.6% | $812 | $2,279 |
| 64 | Lawrence County | 33.7% | $845 | $2,504 |
| 65 | Custer County | 32.9% | $856 | $2,603 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in South Dakota