Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Oklahoma
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Oklahoma ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Tillman County | 50.5% | $392 | $776 |
| 2 | Harmon County | 49.9% | $403 | $807 |
| 3 | Jefferson County | 49.5% | $405 | $819 |
| 4 | Grant County | 48.9% | $406 | $831 |
| 5 | Seminole County | 47.1% | $433 | $920 |
| 6 | Kiowa County | 47.1% | $429 | $911 |
| 7 | Coal County | 46.8% | $435 | $928 |
| 8 | Hughes County | 46.6% | $442 | $949 |
| 9 | Harper County | 46.3% | $457 | $987 |
| 10 | Cimarron County | 45.7% | $425 | $930 |
| 11 | Alfalfa County | 45.7% | $463 | $1,012 |
| 12 | Greer County | 45.3% | $459 | $1,012 |
| 13 | Latimer County | 45.1% | $453 | $1,005 |
| 14 | Beaver County | 44.8% | $510 | $1,140 |
| 15 | Okmulgee County | 44.7% | $495 | $1,107 |
| 16 | Caddo County | 44.6% | $473 | $1,060 |
| 17 | Cotton County | 44.6% | $486 | $1,091 |
| 18 | Kay County | 44.5% | $500 | $1,123 |
| 19 | Johnston County | 44.5% | $474 | $1,065 |
| 20 | Ottawa County | 44.4% | $488 | $1,098 |
| 21 | Ellis County | 44.3% | $520 | $1,174 |
| 22 | Okfuskee County | 44.2% | $469 | $1,060 |
| 23 | Washita County | 44.2% | $478 | $1,083 |
| 24 | Nowata County | 44.1% | $514 | $1,165 |
| 25 | Adair County | 44.0% | $468 | $1,063 |
| 26 | Dewey County | 44.0% | $495 | $1,126 |
| 27 | Le Flore County | 43.9% | $508 | $1,157 |
| 28 | Pawnee County | 43.8% | $522 | $1,193 |
| 29 | Pushmataha County | 43.2% | $474 | $1,097 |
| 30 | Stephens County | 43.1% | $546 | $1,268 |
| 31 | Noble County | 43.0% | $575 | $1,337 |
| 32 | Blaine County | 43.0% | $509 | $1,183 |
| 33 | Garfield County | 43.0% | $604 | $1,404 |
| 34 | Sequoyah County | 43.0% | $513 | $1,194 |
| 35 | Choctaw County | 42.9% | $480 | $1,119 |
| 36 | Haskell County | 42.9% | $490 | $1,143 |
| 37 | Comanche County | 42.8% | $616 | $1,440 |
| 38 | Muskogee County | 42.8% | $554 | $1,295 |
| 39 | Major County | 42.6% | $535 | $1,254 |
| 40 | Washington County | 42.6% | $638 | $1,497 |
| 41 | Craig County | 42.6% | $527 | $1,236 |
| 42 | Garvin County | 42.6% | $524 | $1,232 |
| 43 | McIntosh County | 42.4% | $534 | $1,259 |
| 44 | Beckham County | 42.3% | $601 | $1,420 |
| 45 | McCurtain County | 42.2% | $492 | $1,165 |
| 46 | Carter County | 42.2% | $598 | $1,418 |
| 47 | Marshall County | 42.1% | $543 | $1,289 |
| 48 | Atoka County | 42.1% | $536 | $1,272 |
| 49 | Jackson County | 42.0% | $561 | $1,335 |
| 50 | Texas County | 41.6% | $593 | $1,424 |
| 51 | Woods County | 41.6% | $540 | $1,297 |
| 52 | Pottawatomie County | 41.4% | $588 | $1,419 |
| 53 | Pittsburg County | 41.3% | $550 | $1,331 |
| 54 | Creek County | 41.1% | $636 | $1,548 |
| 55 | Lincoln County | 41.0% | $565 | $1,376 |
| 56 | Osage County | 40.9% | $638 | $1,558 |
| 57 | Oklahoma County | 40.9% | $768 | $1,877 |
| 58 | Bryan County | 40.9% | $605 | $1,478 |
| 59 | Tulsa County | 40.9% | $788 | $1,928 |
| 60 | Cherokee County | 40.7% | $587 | $1,443 |
| 61 | Love County | 40.7% | $614 | $1,508 |
| 62 | Roger Mills County | 40.7% | $559 | $1,373 |
| 63 | Cleveland County | 40.7% | $815 | $2,005 |
| 64 | Mayes County | 40.7% | $629 | $1,547 |
| 65 | Delaware County | 40.6% | $601 | $1,481 |
| 66 | Pontotoc County | 40.5% | $619 | $1,529 |
| 67 | Custer County | 40.4% | $642 | $1,587 |
| 68 | Murray County | 40.3% | $557 | $1,384 |
| 69 | Canadian County | 40.2% | $826 | $2,056 |
| 70 | Grady County | 40.1% | $672 | $1,675 |
| 71 | Woodward County | 40.1% | $636 | $1,586 |
| 72 | Payne County | 39.9% | $772 | $1,934 |
| 73 | Wagoner County | 39.7% | $758 | $1,911 |
| 74 | Rogers County | 39.3% | $768 | $1,955 |
| 75 | McClain County | 39.1% | $800 | $2,049 |
| 76 | Logan County | 38.8% | $794 | $2,045 |
| 77 | Kingfisher County | 38.5% | $690 | $1,792 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Oklahoma