Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Nebraska
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Nebraska ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Pawnee County | 50.6% | $408 | $808 |
| 2 | Greeley County | 48.6% | $443 | $911 |
| 3 | Hooker County | 48.3% | $426 | $882 |
| 4 | Furnas County | 47.6% | $445 | $935 |
| 5 | Deuel County | 47.2% | $463 | $982 |
| 6 | Hitchcock County | 47.1% | $422 | $896 |
| 7 | Nuckolls County | 47.0% | $430 | $915 |
| 8 | Kimball County | 46.9% | $519 | $1,106 |
| 9 | Richardson County | 46.7% | $452 | $967 |
| 10 | Thurston County | 46.4% | $487 | $1,048 |
| 11 | Webster County | 46.4% | $471 | $1,016 |
| 12 | Sheridan County | 46.0% | $468 | $1,018 |
| 13 | Garden County | 45.9% | $433 | $943 |
| 14 | Cheyenne County | 45.5% | $576 | $1,265 |
| 15 | Franklin County | 45.3% | $438 | $967 |
| 16 | Blaine County | 45.2% | $450 | $995 |
| 17 | Boyd County | 45.2% | $457 | $1,013 |
| 18 | Valley County | 45.1% | $536 | $1,189 |
| 19 | Jefferson County | 45.0% | $514 | $1,142 |
| 20 | Brown County | 44.9% | $436 | $971 |
| 21 | Morrill County | 44.8% | $485 | $1,083 |
| 22 | Thayer County | 44.6% | $456 | $1,023 |
| 23 | Hayes County | 44.5% | $484 | $1,086 |
| 24 | Burt County | 44.4% | $535 | $1,205 |
| 25 | Keya Paha County | 44.3% | $462 | $1,043 |
| 26 | Johnson County | 44.3% | $558 | $1,260 |
| 27 | Nemaha County | 44.2% | $529 | $1,197 |
| 28 | Antelope County | 44.0% | $490 | $1,114 |
| 29 | Knox County | 44.0% | $490 | $1,114 |
| 30 | Thomas County | 43.7% | $467 | $1,071 |
| 31 | Frontier County | 43.4% | $568 | $1,309 |
| 32 | Nance County | 43.4% | $502 | $1,157 |
| 33 | Colfax County | 43.2% | $522 | $1,210 |
| 34 | Garfield County | 43.1% | $585 | $1,359 |
| 35 | Dakota County | 42.7% | $669 | $1,566 |
| 36 | Sherman County | 42.6% | $535 | $1,256 |
| 37 | McPherson County | 42.6% | $491 | $1,154 |
| 38 | Dawes County | 42.5% | $578 | $1,360 |
| 39 | Box Butte County | 42.5% | $635 | $1,495 |
| 40 | Scotts Bluff County | 42.5% | $636 | $1,498 |
| 41 | Fillmore County | 42.4% | $515 | $1,215 |
| 42 | Banner County | 42.4% | $653 | $1,540 |
| 43 | Rock County | 42.3% | $487 | $1,151 |
| 44 | Red Willow County | 42.3% | $561 | $1,327 |
| 45 | Keith County | 42.2% | $613 | $1,451 |
| 46 | Clay County | 42.2% | $571 | $1,352 |
| 47 | Dixon County | 42.1% | $549 | $1,304 |
| 48 | Sioux County | 42.1% | $550 | $1,307 |
| 49 | Gage County | 41.9% | $645 | $1,537 |
| 50 | Grant County | 41.8% | $437 | $1,045 |
| 51 | Dundy County | 41.8% | $453 | $1,084 |
| 52 | Lincoln County | 41.5% | $693 | $1,670 |
| 53 | Loup County | 41.5% | $457 | $1,101 |
| 54 | Dawson County | 41.4% | $596 | $1,439 |
| 55 | Harlan County | 41.4% | $556 | $1,342 |
| 56 | Cherry County | 41.4% | $513 | $1,239 |
| 57 | Phelps County | 41.3% | $652 | $1,577 |
| 58 | Otoe County | 41.2% | $692 | $1,679 |
| 59 | Adams County | 41.2% | $694 | $1,686 |
| 60 | Douglas County | 41.1% | $917 | $2,229 |
| 61 | Holt County | 41.1% | $566 | $1,378 |
| 62 | Saline County | 40.9% | $668 | $1,632 |
| 63 | Wheeler County | 40.9% | $502 | $1,227 |
| 64 | Dodge County | 40.8% | $691 | $1,695 |
| 65 | Custer County | 40.7% | $589 | $1,445 |
| 66 | Sarpy County | 40.6% | $1,050 | $2,585 |
| 67 | Perkins County | 40.6% | $544 | $1,341 |
| 68 | Butler County | 40.6% | $604 | $1,488 |
| 69 | Stanton County | 40.5% | $670 | $1,654 |
| 70 | Merrick County | 40.5% | $610 | $1,506 |
| 71 | York County | 40.3% | $633 | $1,572 |
| 72 | Madison County | 40.2% | $705 | $1,751 |
| 73 | Chase County | 40.2% | $641 | $1,595 |
| 74 | Hall County | 40.1% | $742 | $1,852 |
| 75 | Logan County | 39.9% | $567 | $1,422 |
| 76 | Platte County | 39.9% | $736 | $1,845 |
| 77 | Lancaster County | 39.9% | $916 | $2,298 |
| 78 | Boone County | 39.7% | $580 | $1,459 |
| 79 | Pierce County | 39.7% | $643 | $1,619 |
| 80 | Buffalo County | 39.7% | $832 | $2,097 |
| 81 | Cuming County | 39.4% | $607 | $1,541 |
| 82 | Cedar County | 39.4% | $609 | $1,546 |
| 83 | Cass County | 39.4% | $857 | $2,176 |
| 84 | Wayne County | 39.2% | $700 | $1,788 |
| 85 | Gosper County | 39.2% | $697 | $1,779 |
| 86 | Saunders County | 39.0% | $823 | $2,110 |
| 87 | Washington County | 39.0% | $949 | $2,435 |
| 88 | Polk County | 38.9% | $605 | $1,555 |
| 89 | Kearney County | 38.9% | $742 | $1,907 |
| 90 | Howard County | 38.7% | $693 | $1,788 |
| 91 | Seward County | 38.4% | $772 | $2,013 |
| 92 | Arthur County | 37.6% | $607 | $1,615 |
| 93 | Hamilton County | 36.7% | $739 | $2,014 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Nebraska