Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Louisiana
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Louisiana ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Tensas Parish | 47.0% | $380 | $808 |
| 2 | Claiborne Parish | 46.9% | $389 | $829 |
| 3 | East Carroll Parish | 45.8% | $394 | $860 |
| 4 | Catahoula Parish | 45.7% | $395 | $865 |
| 5 | Madison Parish | 45.0% | $396 | $879 |
| 6 | Bienville Parish | 45.0% | $408 | $908 |
| 7 | Red River Parish | 44.8% | $446 | $997 |
| 8 | Concordia Parish | 44.1% | $431 | $978 |
| 9 | West Carroll Parish | 43.8% | $407 | $928 |
| 10 | St. Helena Parish | 43.8% | $443 | $1,011 |
| 11 | Winn Parish | 43.7% | $426 | $974 |
| 12 | Webster Parish | 43.7% | $438 | $1,001 |
| 13 | Morehouse Parish | 43.6% | $449 | $1,029 |
| 14 | Caldwell Parish | 43.4% | $433 | $999 |
| 15 | Jackson Parish | 43.2% | $437 | $1,010 |
| 16 | Union Parish | 42.8% | $460 | $1,076 |
| 17 | Grant Parish | 42.2% | $529 | $1,254 |
| 18 | Franklin Parish | 42.2% | $456 | $1,082 |
| 19 | Allen Parish | 42.1% | $430 | $1,021 |
| 20 | Evangeline Parish | 41.8% | $454 | $1,086 |
| 21 | Richland Parish | 41.6% | $474 | $1,138 |
| 22 | St. Mary Parish | 41.6% | $486 | $1,169 |
| 23 | Sabine Parish | 41.3% | $487 | $1,178 |
| 24 | Avoyelles Parish | 41.2% | $450 | $1,092 |
| 25 | Vernon Parish | 41.1% | $535 | $1,301 |
| 26 | LaSalle Parish | 40.9% | $507 | $1,240 |
| 27 | Assumption Parish | 40.7% | $517 | $1,271 |
| 28 | Washington Parish | 40.4% | $504 | $1,248 |
| 29 | St. Martin Parish | 39.8% | $534 | $1,340 |
| 30 | St. Landry Parish | 39.8% | $504 | $1,267 |
| 31 | Caddo Parish | 39.6% | $616 | $1,555 |
| 32 | Jefferson Davis Parish | 39.6% | $507 | $1,281 |
| 33 | Acadia Parish | 39.6% | $513 | $1,297 |
| 34 | Natchitoches Parish | 39.5% | $568 | $1,438 |
| 35 | De Soto Parish | 39.3% | $521 | $1,326 |
| 36 | Rapides Parish | 39.2% | $617 | $1,573 |
| 37 | Iberia Parish | 39.2% | $537 | $1,370 |
| 38 | Ouachita Parish | 38.9% | $623 | $1,600 |
| 39 | Vermilion Parish | 38.9% | $543 | $1,396 |
| 40 | Beauregard Parish | 38.6% | $552 | $1,430 |
| 41 | St. John the Baptist Parish | 38.3% | $609 | $1,592 |
| 42 | Cameron Parish | 38.3% | $607 | $1,585 |
| 43 | St. Bernard Parish | 38.3% | $636 | $1,661 |
| 44 | Lafourche Parish | 38.3% | $631 | $1,650 |
| 45 | Bossier Parish | 38.2% | $709 | $1,858 |
| 46 | St. James Parish | 38.1% | $651 | $1,707 |
| 47 | Lincoln Parish | 38.1% | $642 | $1,685 |
| 48 | Terrebonne Parish | 38.1% | $620 | $1,630 |
| 49 | Iberville Parish | 37.9% | $577 | $1,522 |
| 50 | Pointe Coupee Parish | 37.7% | $565 | $1,496 |
| 51 | West Baton Rouge Parish | 37.5% | $724 | $1,930 |
| 52 | East Baton Rouge Parish | 37.4% | $770 | $2,060 |
| 53 | Tangipahoa Parish | 37.3% | $650 | $1,742 |
| 54 | Calcasieu Parish | 37.2% | $660 | $1,773 |
| 55 | Orleans Parish | 37.2% | $938 | $2,520 |
| 56 | St. Tammany Parish | 37.2% | $861 | $2,314 |
| 57 | Livingston Parish | 37.2% | $691 | $1,859 |
| 58 | Lafayette Parish | 37.1% | $738 | $1,988 |
| 59 | Jefferson Parish | 36.6% | $749 | $2,049 |
| 60 | St. Charles Parish | 36.5% | $789 | $2,160 |
| 61 | Ascension Parish | 36.1% | $800 | $2,216 |
| 62 | West Feliciana Parish | 36.0% | $791 | $2,196 |
| 63 | Plaquemines Parish | 35.4% | $806 | $2,278 |
| 64 | East Feliciana Parish | 35.2% | $619 | $1,760 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Louisiana