Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Kansas
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Kansas ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Comanche County | 55.6% | $401 | $720 |
| 2 | Stanton County | 55.3% | $425 | $768 |
| 3 | Elk County | 54.5% | $389 | $714 |
| 4 | Jewell County | 54.2% | $392 | $723 |
| 5 | Chautauqua County | 52.7% | $376 | $714 |
| 6 | Clark County | 51.6% | $447 | $866 |
| 7 | Edwards County | 51.2% | $395 | $772 |
| 8 | Woodson County | 50.9% | $427 | $839 |
| 9 | Rush County | 50.9% | $439 | $863 |
| 10 | Harper County | 50.8% | $426 | $839 |
| 11 | Republic County | 50.7% | $417 | $823 |
| 12 | Decatur County | 50.7% | $430 | $849 |
| 13 | Ness County | 50.4% | $463 | $919 |
| 14 | Greenwood County | 49.5% | $432 | $873 |
| 15 | Morton County | 49.5% | $500 | $1,010 |
| 16 | Osborne County | 49.1% | $436 | $888 |
| 17 | Rooks County | 49.0% | $462 | $942 |
| 18 | Graham County | 49.0% | $456 | $930 |
| 19 | Hodgeman County | 48.7% | $470 | $964 |
| 20 | Montgomery County | 48.5% | $462 | $954 |
| 21 | Smith County | 48.4% | $456 | $942 |
| 22 | Cloud County | 48.4% | $482 | $996 |
| 23 | Barber County | 48.3% | $462 | $956 |
| 24 | Labette County | 48.2% | $457 | $949 |
| 25 | Phillips County | 48.2% | $470 | $975 |
| 26 | Lincoln County | 47.8% | $452 | $947 |
| 27 | Pawnee County | 47.7% | $499 | $1,046 |
| 28 | Greeley County | 47.7% | $529 | $1,111 |
| 29 | Mitchell County | 47.6% | $531 | $1,116 |
| 30 | Wallace County | 47.6% | $456 | $959 |
| 31 | Rawlins County | 47.5% | $480 | $1,011 |
| 32 | Allen County | 47.4% | $482 | $1,018 |
| 33 | Stafford County | 47.3% | $464 | $980 |
| 34 | Kingman County | 47.3% | $514 | $1,087 |
| 35 | Russell County | 47.2% | $508 | $1,076 |
| 36 | Wilson County | 46.9% | $443 | $944 |
| 37 | Wichita County | 46.7% | $462 | $989 |
| 38 | Bourbon County | 46.7% | $504 | $1,078 |
| 39 | Logan County | 46.6% | $543 | $1,166 |
| 40 | Pratt County | 46.5% | $532 | $1,143 |
| 41 | Neosho County | 46.5% | $470 | $1,010 |
| 42 | Chase County | 46.5% | $493 | $1,060 |
| 43 | Cowley County | 46.4% | $516 | $1,112 |
| 44 | Rice County | 46.4% | $488 | $1,051 |
| 45 | Marion County | 46.4% | $528 | $1,139 |
| 46 | Norton County | 46.1% | $484 | $1,052 |
| 47 | Sumner County | 45.9% | $539 | $1,172 |
| 48 | Washington County | 45.9% | $481 | $1,048 |
| 49 | Stevens County | 45.9% | $565 | $1,229 |
| 50 | Barton County | 45.9% | $530 | $1,156 |
| 51 | Reno County | 45.7% | $561 | $1,228 |
| 52 | Cherokee County | 45.6% | $444 | $975 |
| 53 | Ellsworth County | 45.3% | $514 | $1,135 |
| 54 | Hamilton County | 45.2% | $528 | $1,167 |
| 55 | Trego County | 45.1% | $505 | $1,121 |
| 56 | Morris County | 45.0% | $529 | $1,174 |
| 57 | Meade County | 44.8% | $529 | $1,181 |
| 58 | Seward County | 44.8% | $580 | $1,295 |
| 59 | Sherman County | 44.8% | $546 | $1,220 |
| 60 | Ford County | 44.7% | $572 | $1,281 |
| 61 | Lane County | 44.7% | $513 | $1,148 |
| 62 | Cheyenne County | 44.5% | $510 | $1,147 |
| 63 | Brown County | 44.5% | $475 | $1,068 |
| 64 | Gove County | 44.1% | $502 | $1,137 |
| 65 | Marshall County | 43.9% | $498 | $1,136 |
| 66 | Lyon County | 43.8% | $593 | $1,352 |
| 67 | Osage County | 43.8% | $594 | $1,357 |
| 68 | Anderson County | 43.2% | $600 | $1,389 |
| 69 | Doniphan County | 43.1% | $491 | $1,138 |
| 70 | Sheridan County | 43.0% | $611 | $1,423 |
| 71 | Crawford County | 42.8% | $490 | $1,143 |
| 72 | Ottawa County | 42.8% | $655 | $1,531 |
| 73 | Dickinson County | 42.6% | $589 | $1,382 |
| 74 | Wyandotte County | 42.6% | $605 | $1,420 |
| 75 | Geary County | 42.3% | $647 | $1,528 |
| 76 | Haskell County | 42.3% | $607 | $1,433 |
| 77 | Clay County | 42.3% | $585 | $1,384 |
| 78 | Grant County | 42.1% | $568 | $1,349 |
| 79 | Scott County | 42.1% | $660 | $1,568 |
| 80 | Atchison County | 42.1% | $573 | $1,363 |
| 81 | Coffey County | 41.8% | $534 | $1,279 |
| 82 | Shawnee County | 41.7% | $651 | $1,561 |
| 83 | Harvey County | 41.5% | $657 | $1,582 |
| 84 | Kearny County | 41.3% | $573 | $1,387 |
| 85 | Gray County | 41.2% | $654 | $1,587 |
| 86 | Thomas County | 41.2% | $619 | $1,505 |
| 87 | Franklin County | 41.0% | $695 | $1,696 |
| 88 | Kiowa County | 41.0% | $565 | $1,378 |
| 89 | Saline County | 40.9% | $636 | $1,553 |
| 90 | Finney County | 40.7% | $700 | $1,720 |
| 91 | Butler County | 40.6% | $728 | $1,793 |
| 92 | Wabaunsee County | 40.3% | $643 | $1,595 |
| 93 | McPherson County | 40.3% | $714 | $1,774 |
| 94 | Linn County | 40.0% | $585 | $1,463 |
| 95 | Sedgwick County | 39.6% | $667 | $1,685 |
| 96 | Riley County | 39.5% | $806 | $2,040 |
| 97 | Jefferson County | 39.5% | $700 | $1,772 |
| 98 | Jackson County | 39.3% | $668 | $1,702 |
| 99 | Ellis County | 38.8% | $716 | $1,843 |
| 100 | Nemaha County | 37.9% | $639 | $1,686 |
| 101 | Pottawatomie County | 37.8% | $724 | $1,914 |
| 102 | Leavenworth County | 37.4% | $832 | $2,223 |
| 103 | Douglas County | 37.3% | $893 | $2,396 |
| 104 | Miami County | 37.2% | $879 | $2,362 |
| 105 | Johnson County | 35.4% | $1,072 | $3,026 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Kansas