Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Indiana
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Indiana ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Blackford County | 44.0% | $406 | $922 |
| 2 | Randolph County | 42.9% | $426 | $992 |
| 3 | Vermillion County | 42.0% | $422 | $1,007 |
| 4 | Fayette County | 41.6% | $437 | $1,049 |
| 5 | Crawford County | 41.4% | $435 | $1,051 |
| 6 | Jay County | 41.3% | $413 | $1,001 |
| 7 | Wayne County | 41.1% | $469 | $1,143 |
| 8 | Grant County | 41.0% | $431 | $1,050 |
| 9 | Cass County | 40.8% | $437 | $1,071 |
| 10 | Pike County | 40.5% | $468 | $1,153 |
| 11 | Knox County | 40.5% | $449 | $1,108 |
| 12 | Delaware County | 40.4% | $463 | $1,144 |
| 13 | Sullivan County | 40.4% | $441 | $1,094 |
| 14 | Miami County | 40.2% | $424 | $1,054 |
| 15 | Vigo County | 40.0% | $500 | $1,250 |
| 16 | Greene County | 39.7% | $457 | $1,150 |
| 17 | Benton County | 39.6% | $475 | $1,197 |
| 18 | Henry County | 39.2% | $483 | $1,231 |
| 19 | Fountain County | 39.0% | $455 | $1,166 |
| 20 | Madison County | 38.8% | $499 | $1,287 |
| 21 | Huntington County | 38.7% | $492 | $1,274 |
| 22 | Perry County | 38.6% | $489 | $1,269 |
| 23 | Clay County | 38.5% | $430 | $1,118 |
| 24 | Newton County | 38.4% | $529 | $1,380 |
| 25 | Howard County | 38.3% | $502 | $1,311 |
| 26 | Scott County | 38.2% | $479 | $1,256 |
| 27 | Pulaski County | 38.1% | $442 | $1,161 |
| 28 | Orange County | 37.9% | $469 | $1,238 |
| 29 | Parke County | 37.8% | $452 | $1,195 |
| 30 | Starke County | 37.7% | $480 | $1,273 |
| 31 | Wabash County | 37.7% | $463 | $1,230 |
| 32 | Vanderburgh County | 37.6% | $554 | $1,474 |
| 33 | Rush County | 37.5% | $500 | $1,332 |
| 34 | Fulton County | 37.5% | $463 | $1,236 |
| 35 | St. Joseph County | 37.5% | $575 | $1,535 |
| 36 | Union County | 37.4% | $518 | $1,384 |
| 37 | Clinton County | 37.2% | $498 | $1,338 |
| 38 | Owen County | 37.2% | $514 | $1,381 |
| 39 | Jennings County | 37.2% | $489 | $1,314 |
| 40 | Martin County | 37.2% | $475 | $1,278 |
| 41 | Gibson County | 37.1% | $537 | $1,448 |
| 42 | Washington County | 37.1% | $511 | $1,378 |
| 43 | Adams County | 37.1% | $545 | $1,469 |
| 44 | LaPorte County | 37.0% | $566 | $1,531 |
| 45 | Tipton County | 36.8% | $517 | $1,403 |
| 46 | Montgomery County | 36.7% | $516 | $1,403 |
| 47 | Lawrence County | 36.7% | $509 | $1,387 |
| 48 | Marion County | 36.7% | $640 | $1,745 |
| 49 | Elkhart County | 36.5% | $596 | $1,634 |
| 50 | Warren County | 36.4% | $489 | $1,343 |
| 51 | Allen County | 36.4% | $593 | $1,631 |
| 52 | Lake County | 36.4% | $655 | $1,801 |
| 53 | White County | 36.3% | $496 | $1,366 |
| 54 | Carroll County | 36.3% | $510 | $1,405 |
| 55 | Noble County | 36.1% | $554 | $1,533 |
| 56 | Jefferson County | 36.1% | $545 | $1,510 |
| 57 | Marshall County | 36.1% | $556 | $1,541 |
| 58 | DeKalb County | 36.1% | $536 | $1,486 |
| 59 | Shelby County | 36.0% | $567 | $1,572 |
| 60 | Spencer County | 36.0% | $541 | $1,503 |
| 61 | Daviess County | 35.9% | $561 | $1,562 |
| 62 | Decatur County | 35.4% | $556 | $1,570 |
| 63 | Whitley County | 35.3% | $597 | $1,692 |
| 64 | Jackson County | 35.3% | $507 | $1,439 |
| 65 | Clark County | 35.2% | $617 | $1,751 |
| 66 | Wells County | 35.2% | $522 | $1,483 |
| 67 | Ohio County | 35.2% | $561 | $1,594 |
| 68 | Dearborn County | 34.9% | $649 | $1,861 |
| 69 | Bartholomew County | 34.8% | $630 | $1,811 |
| 70 | Kosciusko County | 34.8% | $571 | $1,640 |
| 71 | Dubois County | 34.7% | $602 | $1,736 |
| 72 | Steuben County | 34.5% | $575 | $1,666 |
| 73 | Ripley County | 34.4% | $576 | $1,672 |
| 74 | Switzerland County | 34.4% | $512 | $1,490 |
| 75 | Posey County | 34.3% | $608 | $1,771 |
| 76 | Porter County | 34.3% | $730 | $2,128 |
| 77 | Tippecanoe County | 34.3% | $606 | $1,768 |
| 78 | Floyd County | 34.2% | $653 | $1,908 |
| 79 | Warrick County | 34.1% | $632 | $1,854 |
| 80 | Jasper County | 33.9% | $559 | $1,651 |
| 81 | Hendricks County | 33.8% | $769 | $2,272 |
| 82 | Putnam County | 33.7% | $560 | $1,658 |
| 83 | Harrison County | 33.7% | $594 | $1,765 |
| 84 | Johnson County | 33.6% | $703 | $2,093 |
| 85 | Franklin County | 33.6% | $638 | $1,902 |
| 86 | Monroe County | 33.4% | $702 | $2,099 |
| 87 | Hancock County | 33.4% | $690 | $2,068 |
| 88 | Morgan County | 33.2% | $584 | $1,759 |
| 89 | LaGrange County | 32.7% | $646 | $1,978 |
| 90 | Hamilton County | 32.5% | $975 | $2,999 |
| 91 | Boone County | 32.4% | $876 | $2,701 |
| 92 | Brown County | 32.4% | $619 | $1,914 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Indiana