Ranked from ACS 2023 5-Year
Highest Costs Beyond the Mortgage in Arkansas
Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.
Arkansas ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Phillips County | 48.3% | $380 | $787 |
| 2 | Lafayette County | 48.2% | $371 | $769 |
| 3 | Lee County | 47.4% | $375 | $791 |
| 4 | Monroe County | 46.5% | $382 | $821 |
| 5 | Prairie County | 46.2% | $401 | $868 |
| 6 | Nevada County | 46.1% | $392 | $850 |
| 7 | Jackson County | 46.0% | $397 | $863 |
| 8 | Ashley County | 46.0% | $404 | $878 |
| 9 | St. Francis County | 45.8% | $396 | $864 |
| 10 | Desha County | 45.8% | $402 | $878 |
| 11 | Clay County | 45.7% | $396 | $866 |
| 12 | Chicot County | 45.4% | $402 | $885 |
| 13 | Lawrence County | 45.1% | $399 | $886 |
| 14 | Sharp County | 45.0% | $413 | $918 |
| 15 | Woodruff County | 44.7% | $418 | $934 |
| 16 | Bradley County | 44.6% | $417 | $935 |
| 17 | Calhoun County | 44.3% | $412 | $932 |
| 18 | Dallas County | 44.0% | $412 | $936 |
| 19 | Ouachita County | 44.0% | $417 | $949 |
| 20 | Hempstead County | 43.9% | $418 | $953 |
| 21 | Poinsett County | 43.8% | $421 | $962 |
| 22 | Jefferson County | 43.8% | $441 | $1,007 |
| 23 | Cross County | 43.7% | $430 | $986 |
| 24 | Lincoln County | 43.4% | $433 | $1,000 |
| 25 | Fulton County | 42.8% | $429 | $1,001 |
| 26 | Searcy County | 42.8% | $432 | $1,009 |
| 27 | Union County | 42.6% | $454 | $1,067 |
| 28 | Pike County | 42.4% | $454 | $1,070 |
| 29 | Sevier County | 42.4% | $439 | $1,036 |
| 30 | Mississippi County | 42.4% | $455 | $1,073 |
| 31 | Little River County | 42.3% | $443 | $1,048 |
| 32 | Scott County | 42.2% | $431 | $1,023 |
| 33 | Izard County | 41.9% | $471 | $1,122 |
| 34 | Independence County | 41.9% | $463 | $1,107 |
| 35 | Franklin County | 41.8% | $456 | $1,090 |
| 36 | Cleveland County | 41.8% | $473 | $1,132 |
| 37 | Johnson County | 41.6% | $474 | $1,140 |
| 38 | Randolph County | 41.5% | $448 | $1,078 |
| 39 | Van Buren County | 41.2% | $458 | $1,111 |
| 40 | Logan County | 41.2% | $475 | $1,152 |
| 41 | Arkansas County | 41.1% | $483 | $1,174 |
| 42 | Polk County | 41.1% | $457 | $1,111 |
| 43 | Hot Spring County | 41.0% | $474 | $1,157 |
| 44 | Perry County | 40.9% | $479 | $1,169 |
| 45 | Yell County | 40.8% | $482 | $1,183 |
| 46 | Drew County | 40.7% | $468 | $1,150 |
| 47 | Howard County | 40.5% | $491 | $1,214 |
| 48 | Conway County | 40.3% | $494 | $1,226 |
| 49 | Miller County | 40.1% | $529 | $1,320 |
| 50 | Clark County | 39.9% | $520 | $1,306 |
| 51 | Columbia County | 39.7% | $499 | $1,255 |
| 52 | Montgomery County | 39.6% | $477 | $1,203 |
| 53 | Crittenden County | 39.5% | $541 | $1,369 |
| 54 | Grant County | 39.2% | $532 | $1,357 |
| 55 | Sebastian County | 39.2% | $571 | $1,457 |
| 56 | Pope County | 38.9% | $550 | $1,413 |
| 57 | Marion County | 38.8% | $536 | $1,382 |
| 58 | White County | 38.5% | $534 | $1,386 |
| 59 | Stone County | 38.4% | $498 | $1,296 |
| 60 | Madison County | 38.4% | $526 | $1,368 |
| 61 | Greene County | 38.4% | $540 | $1,406 |
| 62 | Pulaski County | 38.4% | $664 | $1,729 |
| 63 | Boone County | 38.3% | $561 | $1,465 |
| 64 | Crawford County | 38.2% | $562 | $1,470 |
| 65 | Lonoke County | 38.2% | $607 | $1,590 |
| 66 | Baxter County | 38.1% | $543 | $1,426 |
| 67 | Garland County | 37.8% | $573 | $1,515 |
| 68 | Cleburne County | 37.6% | $562 | $1,494 |
| 69 | Carroll County | 37.4% | $594 | $1,589 |
| 70 | Newton County | 37.0% | $561 | $1,516 |
| 71 | Saline County | 37.0% | $664 | $1,794 |
| 72 | Craighead County | 37.0% | $623 | $1,683 |
| 73 | Faulkner County | 36.6% | $652 | $1,780 |
| 74 | Washington County | 34.9% | $761 | $2,181 |
| 75 | Benton County | 34.8% | $813 | $2,335 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Arkansas