Ranked from ACS 2023 5-Year

Highest Costs Beyond the Mortgage in Alaska

Tax, insurance, electricity, water and maintenance as a share of the total monthly cost of owning: everything the mortgage payment is not. Ranking the dollars would just reproduce a list of expensive counties, because all of those costs scale with the price of the house. The share does not: at one rate and one down payment the mortgage is the same fraction of price everywhere, so what moves this list is counties whose carrying costs are heavy for what the house is worth. The share depends on the rate and the 20% down payment this site models, and would shift if either changed.

Where does yours land? Every county in America is somewhere on this scale, including the one you live in.

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Alaska ranked

#	County	Share beyond mortgage	Monthly beyond mortgage	Monthly to own
1	Kusilvak Census Area	46.0%	$331	$719
2	Yukon-Koyukuk Census Area	45.7%	$394	$863
3	Dillingham Census Area	42.8%	$655	$1,529
4	Nome Census Area	40.0%	$715	$1,788
5	Yakutat City and Borough	36.0%	$556	$1,543
6	Fairbanks North Star Borough	35.9%	$843	$2,351
7	North Slope Borough	35.7%	$650	$1,822
8	Anchorage Municipality	34.4%	$1,054	$3,061
9	Matanuska-Susitna Borough	34.0%	$879	$2,583
10	Northwest Arctic Borough	33.1%	$430	$1,298
11	Southeast Fairbanks Census Area	32.6%	$680	$2,083
12	Chugach Census Area	32.5%	$852	$2,618
13	Bristol Bay Borough	32.5%	$693	$2,133
14	Prince of Wales-Hyder Census Area	32.3%	$566	$1,750
15	Haines Borough	31.9%	$799	$2,501
16	Kodiak Island Borough	31.7%	$948	$2,991
17	Petersburg Borough	31.5%	$739	$2,347
18	Kenai Peninsula Borough	31.4%	$727	$2,315
19	Wrangell City and Borough	31.3%	$703	$2,250
20	Juneau City and Borough	31.2%	$1,047	$3,356
21	Hoonah-Angoon Census Area	30.0%	$637	$2,123
22	Ketchikan Gateway Borough	30.0%	$868	$2,891
23	Aleutians West Census Area	29.7%	$943	$3,181
24	Copper River Census Area	28.4%	$523	$1,840
25	Sitka City and Borough	27.5%	$895	$3,255
26	Skagway Municipality	26.6%	$831	$3,126

Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.

Nationwide

Highest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Alaska

Other rankings

Highest Property Taxes›Lowest Property Taxes›Highest Property Tax Bills›Lowest Property Tax Bills›Most Expensive Counties to Own a Home›Cheapest Counties to Own a Home›Cheapest Counties to Own a Home Outright›Most Expensive Counties to Own a Home Outright›

All 31 rankings