Cost to Own
United States › Rankings › Kentucky Counties ranked 120 Data vintage NOAA 1991-2020 Climate Normals

Ranked from NOAA 1991-2020 Climate Normals

Coldest Winters in Kentucky

Average daily low in the coldest month, coldest counties first, with the heating degree days beside it. Figures are NOAA 1991-2020 Climate Normals from the weather station nearest each county seat, so they describe a thirty-year average rather than any single year.

Where does yours land? Every county in America is somewhere on this scale, including the one you live in.

Kentucky ranked

#County Winter lowHeating degree daysMonthly to own
1 Gallatin County 18.6°F5,261$1,461
2 Shelby County 20.3°F5,147$2,259
3 Grayson County 20.8°F5,010$1,360
4 Montgomery County 21.6°F5,046$1,412
5 Spencer County 22.0°F4,594$2,382
6 Elliott County 22.2°F4,891$921
7 Morgan County 22.2°F4,891$989
8 Crittenden County 22.4°F4,803$1,042
9 Lawrence County 22.5°F4,852$998
10 Clark County 22.6°F4,746$1,659
11 Estill County 22.6°F4,746$1,027
12 Harrison County 22.7°F4,827$1,585
13 Meade County 22.7°F4,672$1,634
14 Nicholas County 22.7°F4,827$1,070
15 Robertson County 22.7°F4,827$1,108
16 Mason County 22.8°F4,850$1,351
17 Breathitt County 22.9°F4,752$670
18 Fleming County 22.9°F4,846$1,053
19 Johnson County 22.9°F4,604$1,119
20 Boone County 23.1°F4,892$2,098
21 Kenton County 23.1°F4,892$1,927
22 Oldham County 23.1°F4,777$3,012
23 Boyle County 23.3°F4,634$1,699
24 Bracken County 23.3°F4,700$1,083
25 Owsley County 23.3°F4,654$795
26 Powell County 23.4°F4,735$1,235
27 Carter County 23.5°F4,763$1,109
28 Greenup County 23.5°F4,763$1,225
29 Lewis County 23.5°F4,763$836
30 Muhlenberg County 23.5°F4,499$1,095
31 Campbell County 23.6°F4,804$1,991
32 Trimble County 23.8°F4,532$1,467
33 Breckinridge County 23.9°F4,600$1,231
34 Henderson County 23.9°F4,418$1,444
35 McCreary County 23.9°F4,616$775
36 Cumberland County 24.0°F4,128$1,139
37 Monroe County 24.0°F4,128$1,066
38 Casey County 24.1°F4,560$1,189
39 Letcher County 24.1°F4,734$740
40 Marion County 24.1°F4,560$1,369
41 Ohio County 24.1°F4,330$1,030
42 Lee County 24.2°F4,557$820
43 Hardin County 24.3°F4,564$1,713
44 Larue County 24.3°F4,564$1,495
45 Martin County 24.3°F4,639$836
46 Todd County 24.4°F4,248$1,339
47 Adair County 24.5°F4,541$1,192
48 Bath County 24.5°F4,729$1,030
49 Menifee County 24.5°F4,729$1,006
50 Rockcastle County 24.5°F4,600$1,059
51 Rowan County 24.5°F4,729$1,329
52 Russell County 24.5°F4,541$1,278
53 Bell County 24.6°F4,408$820
54 Knox County 24.6°F4,408$1,011
55 Whitley County 24.8°F4,446$1,086
56 Scott County 24.9°F4,640$2,132
57 Webster County 24.9°F4,280$946
58 Woodford County 24.9°F4,640$2,191
59 Grant County 25.0°F4,392$1,567
60 Pendleton County 25.0°F4,392$1,393
61 Anderson County 25.1°F4,386$1,782
62 Franklin County 25.1°F4,386$1,683
63 Henry County 25.1°F4,386$1,551
64 Owen County 25.1°F4,386$1,420
65 Metcalfe County 25.3°F4,263$965
66 Bourbon County 25.4°F4,432$1,760
67 Carroll County 25.4°F4,410$1,164
68 Fayette County 25.4°F4,432$2,237
69 Jessamine County 25.4°F4,432$2,012
70 Madison County 25.4°F4,432$1,827
71 Daviess County 25.5°F4,340$1,590
72 Green County 25.5°F4,280$1,072
73 Taylor County 25.5°F4,280$1,407
74 Union County 25.5°F4,374$1,014
75 Allen County 25.7°F4,134$1,474
76 Livingston County 25.7°F4,297$1,052
77 Pike County 25.8°F4,016$974
78 Harlan County 25.9°F4,324$762
79 Leslie County 25.9°F4,324$753
80 Ballard County 26.0°F4,075$1,192
81 Bullitt County 26.0°F4,128$1,944
82 Carlisle County 26.0°F4,075$988
83 Hickman County 26.0°F4,075$894
84 McLean County 26.1°F4,231$1,270
85 Nelson County 26.1°F4,235$1,862
86 Washington County 26.1°F4,235$1,440
87 Logan County 26.3°F4,260$1,306
88 Boyd County 26.4°F4,321$1,161
89 Wayne County 26.4°F4,319$1,086
90 Fulton County 26.5°F4,021$783
91 Hancock County 26.5°F4,217$1,212
92 Clay County 26.7°F4,158$847
93 Clinton County 26.7°F4,125$1,028
94 Jackson County 26.7°F4,158$986
95 Laurel County 26.7°F4,158$1,243
96 Garrard County 26.8°F4,131$1,576
97 Lincoln County 26.8°F4,131$1,231
98 Caldwell County 27.1°F3,853$1,022
99 Jefferson County 27.1°F4,150$1,970
100 Christian County 27.2°F4,026$1,301
101 Graves County 27.3°F3,925$1,221
102 McCracken County 27.3°F3,925$1,549
103 Marshall County 27.3°F3,925$1,480
104 Mercer County 27.3°F4,180$1,613
105 Calloway County 27.4°F3,861$1,528
106 Edmonson County 27.4°F4,036$1,194
107 Floyd County 27.4°F4,068$896
108 Hart County 27.4°F4,036$1,125
109 Knott County 27.4°F4,068$757
110 Magoffin County 27.4°F4,068$858
111 Perry County 27.4°F4,068$875
112 Wolfe County 27.4°F4,068$690
113 Trigg County 27.7°F3,886$1,587
114 Butler County 28.3°F3,797$969
115 Hopkins County 28.3°F3,749$1,163
116 Simpson County 28.3°F3,797$1,627
117 Warren County 28.3°F3,797$1,967
118 Barren County 29.0°F3,616$1,431
119 Pulaski County 29.0°F3,861$1,344
120 Lyon County 29.8°F3,354$1,527

Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.

Nationwide

Coldest Winters across all 3,133 US counties · Every county in Kentucky

Other rankings

All 31 rankings