Cost to Own
United States › Ohio › Tuscarawas County › Uhrichsville Population 5,221 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $470 a month in taxes, insurance, utilities and upkeep. See the full Tuscarawas County picture

Total monthly cost of ownership

Cost to Own a Home in Uhrichsville, Ohio

A $109,000 home here costs

$1,064

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $45,500 a year.

P&I 56%Tax 10%Insurance 4%Utilities 22%Upkeep 9%

A standard mortgage calculator would have told you $594. The real number is $470 higher every month, 79% more than the payment most buyers budget for.

Compare Tuscarawas County with anywhere in America · full county breakdown

Uhrichsville median: $108,500
Under 20% adds PMI
Freddie Mac PMMS
OH average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $87,200 borrowed $594
Property tax1.177% effective rate for Uhrichsville itself $107
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $41
Electricity19.38ยข/kWh, Ohio residential average, EIA $164
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $91
Total monthly $1,064

Uhrichsville against Tuscarawas County and Ohio

MeasureUhrichsvilleTuscarawas County
Median home value$108,500$176,800
Median property tax$1,277$1,910
Effective tax rate1.177%1.080%
Median gross rent$863$876
Population5,22192,585

The weather behind that power bill

Uhrichsville sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $164 electricity line above.

See the full climate breakdown for Tuscarawas County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tuscarawas County

Full Tuscarawas County cost breakdown · Every county in Ohio

Talk to someone who works this market

These are Uhrichsville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Uhrichsville every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Uhrichsville I already own here and may sell

Common questions

How much does it cost to own a home in Uhrichsville?

A $109,000 home in Uhrichsville, Ohio costs approximately $1,064 per month with 20% down at 7.24%. That is $594 principal and interest, $107 property tax, $41 homeowners insurance, $232 utilities and $91 set aside for maintenance.

What is the property tax rate in Uhrichsville?

Uhrichsville has an effective property tax rate of 1.177%, based on a median home value of $108,500 and median real estate taxes of $1,277. That is higher than the Tuscarawas County average of 1.080%.

What is the average home price in Uhrichsville?

The median owner-occupied home value in Uhrichsville, Ohio is $108,500, against $176,800 across Tuscarawas County.

Is it cheaper to rent or buy in Uhrichsville?

Median gross rent in Uhrichsville is $863 a month, against $1,064 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Uhrichsville?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Uhrichsville, Ohio at today's rate takes a household income of roughly $45,500 a year. That covers the full $1,064 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Uhrichsville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Ohio.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology