Total monthly cost of ownership
Cost to Own a Home in Dover, Ohio
A $173,000 home here costs
$1,535per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $889. The real number is $646 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dover against Tuscarawas County and Ohio
| Measure | Dover | Tuscarawas County |
|---|---|---|
| Median home value | $172,600 | $176,800 |
| Median property tax | $2,324 | $1,910 |
| Effective tax rate | 1.346% | 1.080% |
| Median gross rent | $1,004 | $876 |
| Population | 13,094 | 92,585 |
The weather behind that power bill
Dover sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Tuscarawas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tuscarawas County
Full Tuscarawas County cost breakdown · Every county in Ohio
Common questions
How much does it cost to own a home in Dover?
A $173,000 home in Dover, Ohio costs approximately $1,535 per month with 20% down at 6.66%. That is $889 principal and interest, $194 property tax, $64 homeowners insurance, $243 utilities and $144 set aside for maintenance.
What is the property tax rate in Dover?
Dover has an effective property tax rate of 1.346%, based on a median home value of $172,600 and median real estate taxes of $2,324. That is higher than the Tuscarawas County average of 1.080%.
What is the average home price in Dover?
The median owner-occupied home value in Dover, Ohio is $172,600, against $176,800 across Tuscarawas County.
Is it cheaper to rent or buy in Dover?
Median gross rent in Dover is $1,004 a month, against $1,535 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dover — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.