Cost to Own
United StatesOhioTuscarawas CountyNewcomerstown Population 3,585 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Newcomerstown, Ohio

A $90,000 home here costs

$909

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $463. The real number is $447 higher every month — 97% more than the payment most buyers budget for.

Newcomerstown median: $89,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $72,000 borrowed $463
Property tax1.263% effective rate for Newcomerstown itself $95
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $33
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $75
Total monthly $909

Newcomerstown against Tuscarawas County and Ohio

MeasureNewcomerstownTuscarawas County
Median home value$89,700$176,800
Median property tax$1,133$1,910
Effective tax rate1.263%1.080%
Median gross rent$812$876
Population3,58592,585

The weather behind that power bill

Newcomerstown sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Tuscarawas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tuscarawas County

Full Tuscarawas County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Newcomerstown?

A $90,000 home in Newcomerstown, Ohio costs approximately $909 per month with 20% down at 6.66%. That is $463 principal and interest, $95 property tax, $33 homeowners insurance, $243 utilities and $75 set aside for maintenance.

What is the property tax rate in Newcomerstown?

Newcomerstown has an effective property tax rate of 1.263%, based on a median home value of $89,700 and median real estate taxes of $1,133. That is higher than the Tuscarawas County average of 1.080%.

What is the average home price in Newcomerstown?

The median owner-occupied home value in Newcomerstown, Ohio is $89,700, against $176,800 across Tuscarawas County.

Is it cheaper to rent or buy in Newcomerstown?

Median gross rent in Newcomerstown is $812 a month, against $909 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Newcomerstown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology