Total monthly cost of ownership
Cost to Own a Home in Newcomerstown, Ohio
A $90,000 home here costs
$926per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $39,500 a year.
A standard mortgage calculator would have told you $491. The real number is $435 higher every month, 89% more than the payment most buyers budget for.
Compare Tuscarawas County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Newcomerstown from a five-year rolling sample, and with about 3,585 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Tuscarawas County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Newcomerstown against Tuscarawas County and Ohio
| Measure | Newcomerstown | Tuscarawas County |
|---|---|---|
| Median home value | $89,700 | $176,800 |
| Median property tax | $1,133 | $1,910 |
| Effective tax rate | 1.263% | 1.080% |
| Median gross rent | $812 | $876 |
| Population | 3,585 | 92,585 |
The weather behind that power bill
Newcomerstown sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Tuscarawas County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tuscarawas County
Full Tuscarawas County cost breakdown · Every county in Ohio
Talk to someone who works this market
These are Newcomerstown averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Newcomerstown every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Newcomerstown I already own here and may sell
Common questions
How much does it cost to own a home in Newcomerstown?
A $90,000 home in Newcomerstown, Ohio costs approximately $926 per month with 20% down at 7.24%. That is $491 principal and interest, $95 property tax, $33 homeowners insurance, $232 utilities and $75 set aside for maintenance.
What is the property tax rate in Newcomerstown?
Newcomerstown has an effective property tax rate of 1.263%, based on a median home value of $89,700 and median real estate taxes of $1,133. That is higher than the Tuscarawas County average of 1.080%.
What is the average home price in Newcomerstown?
The median owner-occupied home value in Newcomerstown, Ohio is $89,700, against $176,800 across Tuscarawas County.
Is it cheaper to rent or buy in Newcomerstown?
Median gross rent in Newcomerstown is $812 a month, against $926 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Newcomerstown?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Newcomerstown, Ohio at today's rate takes a household income of roughly $39,500 a year. That covers the full $926 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Newcomerstown, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.