Total monthly cost of ownership
Cost to Own a Home in Gnadenhutten, Ohio
A $120,000 home here costs
$1,114per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $617. The real number is $497 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Gnadenhutten against Tuscarawas County and Ohio
| Measure | Gnadenhutten | Tuscarawas County |
|---|---|---|
| Median home value | $120,000 | $176,800 |
| Median property tax | $1,303 | $1,910 |
| Effective tax rate | 1.086% | 1.080% |
| Median gross rent | $862 | $876 |
| Population | 1,158 | 92,585 |
The weather behind that power bill
Gnadenhutten sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Tuscarawas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Tuscarawas County
Full Tuscarawas County cost breakdown · Every county in Ohio
Common questions
How much does it cost to own a home in Gnadenhutten?
A $120,000 home in Gnadenhutten, Ohio costs approximately $1,114 per month with 20% down at 6.66%. That is $617 principal and interest, $109 property tax, $45 homeowners insurance, $243 utilities and $100 set aside for maintenance.
What is the property tax rate in Gnadenhutten?
Gnadenhutten has an effective property tax rate of 1.086%, based on a median home value of $120,000 and median real estate taxes of $1,303. That is in line with the Tuscarawas County average of 1.080%.
What is the average home price in Gnadenhutten?
The median owner-occupied home value in Gnadenhutten, Ohio is $120,000, against $176,800 across Tuscarawas County.
Is it cheaper to rent or buy in Gnadenhutten?
Median gross rent in Gnadenhutten is $862 a month, against $1,114 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Gnadenhutten — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.