Cost to Own
United StatesOhioTuscarawas CountyStrasburg Population 2,658 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Strasburg, Ohio

A $195,000 home here costs

$1,646

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,002. The real number is $644 higher every month — 64% more than the payment most buyers budget for.

Strasburg median: $194,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $156,000 borrowed $1,002
Property tax1.018% effective rate for Strasburg itself $165
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $72
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $163
Total monthly $1,646

Strasburg against Tuscarawas County and Ohio

MeasureStrasburgTuscarawas County
Median home value$194,800$176,800
Median property tax$1,983$1,910
Effective tax rate1.018%1.080%
Median gross rent$824$876
Population2,65892,585

The weather behind that power bill

Strasburg sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Tuscarawas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tuscarawas County

Full Tuscarawas County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Strasburg?

A $195,000 home in Strasburg, Ohio costs approximately $1,646 per month with 20% down at 6.66%. That is $1,002 principal and interest, $165 property tax, $72 homeowners insurance, $243 utilities and $163 set aside for maintenance.

What is the property tax rate in Strasburg?

Strasburg has an effective property tax rate of 1.018%, based on a median home value of $194,800 and median real estate taxes of $1,983. That is lower than the Tuscarawas County average of 1.080%.

What is the average home price in Strasburg?

The median owner-occupied home value in Strasburg, Ohio is $194,800, against $176,800 across Tuscarawas County.

Is it cheaper to rent or buy in Strasburg?

Median gross rent in Strasburg is $824 a month, against $1,646 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Strasburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology