Cost to Own
United StatesOhioTuscarawas CountyTuscarawas Population 1,331 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Tuscarawas, Ohio

A $147,000 home here costs

$1,296

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $756. The real number is $540 higher every month — 71% more than the payment most buyers budget for.

Tuscarawas median: $147,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $117,600 borrowed $756
Property tax0.975% effective rate for Tuscarawas itself $119
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $55
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $123
Total monthly $1,296

Tuscarawas against Tuscarawas County and Ohio

MeasureTuscarawasTuscarawas County
Median home value$147,100$176,800
Median property tax$1,434$1,910
Effective tax rate0.975%1.080%
Median gross rent$876$876
Population1,33192,585

The weather behind that power bill

Tuscarawas sits in Tuscarawas County, which averages a high of 83.8°F in its hottest month and a low of 20.9°F in its coldest, with 38.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 779 cooling and 5,569 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Tuscarawas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tuscarawas County

Full Tuscarawas County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Tuscarawas?

A $147,000 home in Tuscarawas, Ohio costs approximately $1,296 per month with 20% down at 6.66%. That is $756 principal and interest, $119 property tax, $55 homeowners insurance, $243 utilities and $123 set aside for maintenance.

What is the property tax rate in Tuscarawas?

Tuscarawas has an effective property tax rate of 0.975%, based on a median home value of $147,100 and median real estate taxes of $1,434. That is lower than the Tuscarawas County average of 1.080%.

What is the average home price in Tuscarawas?

The median owner-occupied home value in Tuscarawas, Ohio is $147,100, against $176,800 across Tuscarawas County.

Is it cheaper to rent or buy in Tuscarawas?

Median gross rent in Tuscarawas is $876 a month, against $1,296 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tuscarawas — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology