Total monthly cost of ownership
Cost to Own a Home in South Zanesville, Ohio
A $80,000 home here costs
$797per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $411. The real number is $386 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
South Zanesville against Muskingum County and Ohio
| Measure | South Zanesville | Muskingum County |
|---|---|---|
| Median home value | $80,000 | $170,100 |
| Median property tax | $549 | $1,609 |
| Effective tax rate | 0.686% | 0.946% |
| Median gross rent | $896 | $811 |
| Population | 2,137 | 86,382 |
The weather behind that power bill
South Zanesville sits in Muskingum County, which averages a high of 84.8°F in its hottest month and a low of 21.7°F in its coldest, with 38.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 914 cooling and 5,268 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Muskingum County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Muskingum County
Common questions
How much does it cost to own a home in South Zanesville?
A $80,000 home in South Zanesville, Ohio costs approximately $797 per month with 20% down at 6.66%. That is $411 principal and interest, $46 property tax, $30 homeowners insurance, $243 utilities and $67 set aside for maintenance.
What is the property tax rate in South Zanesville?
South Zanesville has an effective property tax rate of 0.686%, based on a median home value of $80,000 and median real estate taxes of $549. That is lower than the Muskingum County average of 0.946%.
What is the average home price in South Zanesville?
The median owner-occupied home value in South Zanesville, Ohio is $80,000, against $170,100 across Muskingum County.
Is it cheaper to rent or buy in South Zanesville?
Median gross rent in South Zanesville is $896 a month, against $797 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for South Zanesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.