Total monthly cost of ownership
Cost to Own a Home in Duncan Falls, Ohio
A $171,000 home here costs
$1,488per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $879. The real number is $609 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Duncan Falls against Muskingum County and Ohio
| Measure | Duncan Falls | Muskingum County |
|---|---|---|
| Median home value | $170,800 | $170,100 |
| Median property tax | $1,907 | $1,609 |
| Effective tax rate | 1.117% | 0.946% |
| Median gross rent | $802 | $811 |
| Population | 1,458 | 86,382 |
The weather behind that power bill
Duncan Falls sits in Muskingum County, which averages a high of 84.8°F in its hottest month and a low of 21.7°F in its coldest, with 38.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 914 cooling and 5,268 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Muskingum County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Muskingum County
Common questions
How much does it cost to own a home in Duncan Falls?
A $171,000 home in Duncan Falls, Ohio costs approximately $1,488 per month with 20% down at 6.66%. That is $879 principal and interest, $159 property tax, $64 homeowners insurance, $243 utilities and $143 set aside for maintenance.
What is the property tax rate in Duncan Falls?
Duncan Falls has an effective property tax rate of 1.117%, based on a median home value of $170,800 and median real estate taxes of $1,907. That is higher than the Muskingum County average of 0.946%.
What is the average home price in Duncan Falls?
The median owner-occupied home value in Duncan Falls, Ohio is $170,800, against $170,100 across Muskingum County.
Is it cheaper to rent or buy in Duncan Falls?
Median gross rent in Duncan Falls is $802 a month, against $1,488 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Duncan Falls — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.