Cost to Own
United StatesOhioMuskingum CountyFrazeysburg Population 1,377 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Frazeysburg, Ohio

A $114,000 home here costs

$1,061

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $586. The real number is $475 higher every month — 81% more than the payment most buyers budget for.

Frazeysburg median: $113,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $91,200 borrowed $586
Property tax0.988% effective rate for Frazeysburg itself $94
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $42
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $95
Total monthly $1,061

Frazeysburg against Muskingum County and Ohio

MeasureFrazeysburgMuskingum County
Median home value$113,700$170,100
Median property tax$1,123$1,609
Effective tax rate0.988%0.946%
Median gross rent$749$811
Population1,37786,382

The weather behind that power bill

Frazeysburg sits in Muskingum County, which averages a high of 84.8°F in its hottest month and a low of 21.7°F in its coldest, with 38.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 914 cooling and 5,268 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Muskingum County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Muskingum County

Full Muskingum County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Frazeysburg?

A $114,000 home in Frazeysburg, Ohio costs approximately $1,061 per month with 20% down at 6.66%. That is $586 principal and interest, $94 property tax, $42 homeowners insurance, $243 utilities and $95 set aside for maintenance.

What is the property tax rate in Frazeysburg?

Frazeysburg has an effective property tax rate of 0.988%, based on a median home value of $113,700 and median real estate taxes of $1,123. That is higher than the Muskingum County average of 0.946%.

What is the average home price in Frazeysburg?

The median owner-occupied home value in Frazeysburg, Ohio is $113,700, against $170,100 across Muskingum County.

Is it cheaper to rent or buy in Frazeysburg?

Median gross rent in Frazeysburg is $749 a month, against $1,061 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Frazeysburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology