Total monthly cost of ownership
Cost to Own a Home in Roseville, Ohio
A $83,000 home here costs
$833per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $427. The real number is $407 higher every month — 95% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Roseville against Muskingum County and Ohio
| Measure | Roseville | Muskingum County |
|---|---|---|
| Median home value | $83,100 | $170,100 |
| Median property tax | $760 | $1,609 |
| Effective tax rate | 0.915% | 0.946% |
| Median gross rent | $669 | $811 |
| Population | 1,940 | 86,382 |
Roseville extends across 2 counties. Figures here use Muskingum County, where most of its housing sits.
The weather behind that power bill
Roseville sits in Muskingum County, which averages a high of 84.8°F in its hottest month and a low of 21.7°F in its coldest, with 38.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 914 cooling and 5,268 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Muskingum County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Muskingum County
Common questions
How much does it cost to own a home in Roseville?
A $83,000 home in Roseville, Ohio costs approximately $833 per month with 20% down at 6.66%. That is $427 principal and interest, $63 property tax, $31 homeowners insurance, $243 utilities and $69 set aside for maintenance.
What is the property tax rate in Roseville?
Roseville has an effective property tax rate of 0.915%, based on a median home value of $83,100 and median real estate taxes of $760. That is lower than the Muskingum County average of 0.946%.
What is the average home price in Roseville?
The median owner-occupied home value in Roseville, Ohio is $83,100, against $170,100 across Muskingum County.
Is it cheaper to rent or buy in Roseville?
Median gross rent in Roseville is $669 a month, against $833 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Roseville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.