Cost to Own
United States › Ohio › Muskingum County › Pleasant Grove Population 1,384 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $573 a month in taxes, insurance, utilities and upkeep. See the full Muskingum County picture

Total monthly cost of ownership

Cost to Own a Home in Pleasant Grove, Ohio

A $163,000 home here costs

$1,462

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $62,500 a year.

P&I 61%Tax 10%Insurance 4%Utilities 16%Upkeep 9%

A standard mortgage calculator would have told you $889. The real number is $573 higher every month, 64% more than the payment most buyers budget for.

Compare Muskingum County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Pleasant Grove from a five-year rolling sample, and with about 1,384 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Muskingum County figures are drawn from a far larger sample if you want a steadier number.

Pleasant Grove median: $163,200
Under 20% adds PMI
Freddie Mac PMMS
OH average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $130,400 borrowed $889
Property tax1.065% effective rate for Pleasant Grove itself $145
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $61
Electricity19.38ยข/kWh, Ohio residential average, EIA $164
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $136
Total monthly $1,462

Pleasant Grove against Muskingum County and Ohio

MeasurePleasant GroveMuskingum County
Median home value$163,200$170,100
Median property tax$1,738$1,609
Effective tax rate1.065%0.946%
Median gross rent$546$811
Population1,38486,382

The weather behind that power bill

Pleasant Grove sits in Muskingum County, which averages a high of 84.8°F in its hottest month and a low of 21.7°F in its coldest, with 38.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 914 cooling and 5,268 heating degree days, which is what sets the $164 electricity line above.

See the full climate breakdown for Muskingum County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Muskingum County

Full Muskingum County cost breakdown · Every county in Ohio

Talk to someone who works this market

These are Pleasant Grove averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pleasant Grove every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Pleasant Grove I already own here and may sell

Common questions

How much does it cost to own a home in Pleasant Grove?

A $163,000 home in Pleasant Grove, Ohio costs approximately $1,462 per month with 20% down at 7.24%. That is $889 principal and interest, $145 property tax, $61 homeowners insurance, $232 utilities and $136 set aside for maintenance.

What is the property tax rate in Pleasant Grove?

Pleasant Grove has an effective property tax rate of 1.065%, based on a median home value of $163,200 and median real estate taxes of $1,738. That is higher than the Muskingum County average of 0.946%.

What is the average home price in Pleasant Grove?

The median owner-occupied home value in Pleasant Grove, Ohio is $163,200, against $170,100 across Muskingum County.

Is it cheaper to rent or buy in Pleasant Grove?

Median gross rent in Pleasant Grove is $546 a month, against $1,462 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Pleasant Grove?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pleasant Grove, Ohio at today's rate takes a household income of roughly $62,500 a year. That covers the full $1,462 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasant Grove, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Ohio.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology