Cost to Own
United StatesOhioMuskingum CountyPleasant Grove Population 1,384 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pleasant Grove, Ohio

A $163,000 home here costs

$1,423

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $838. The real number is $585 higher every month — 70% more than the payment most buyers budget for.

Pleasant Grove median: $163,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $130,400 borrowed $838
Property tax1.065% effective rate for Pleasant Grove itself $145
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $61
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $136
Total monthly $1,423

Pleasant Grove against Muskingum County and Ohio

MeasurePleasant GroveMuskingum County
Median home value$163,200$170,100
Median property tax$1,738$1,609
Effective tax rate1.065%0.946%
Median gross rent$546$811
Population1,38486,382

The weather behind that power bill

Pleasant Grove sits in Muskingum County, which averages a high of 84.8°F in its hottest month and a low of 21.7°F in its coldest, with 38.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 914 cooling and 5,268 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Muskingum County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Muskingum County

Full Muskingum County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Pleasant Grove?

A $163,000 home in Pleasant Grove, Ohio costs approximately $1,423 per month with 20% down at 6.66%. That is $838 principal and interest, $145 property tax, $61 homeowners insurance, $243 utilities and $136 set aside for maintenance.

What is the property tax rate in Pleasant Grove?

Pleasant Grove has an effective property tax rate of 1.065%, based on a median home value of $163,200 and median real estate taxes of $1,738. That is higher than the Muskingum County average of 0.946%.

What is the average home price in Pleasant Grove?

The median owner-occupied home value in Pleasant Grove, Ohio is $163,200, against $170,100 across Muskingum County.

Is it cheaper to rent or buy in Pleasant Grove?

Median gross rent in Pleasant Grove is $546 a month, against $1,423 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasant Grove — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology