Cost to Own
United StatesPennsylvaniaBucks CountyWoodside Population 2,676 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Woodside, Pennsylvania

A $639,000 home here costs

$5,127

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,285. The real number is $1,842 higher every month — 56% more than the payment most buyers budget for.

Woodside median: $638,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $511,200 borrowed $3,285
Property tax1.566% effective rate for Woodside itself $834
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $214
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $533
Total monthly $5,127

Woodside against Bucks County and Pennsylvania

MeasureWoodsideBucks County
Median home value$638,500$421,700
Median property tax$10,001$5,833
Effective tax rate1.566%1.383%
Median gross rent$1,537
Population2,676645,993

The weather behind that power bill

Woodside sits in Bucks County, which averages a high of 85.6°F in its hottest month and a low of 23.3°F in its coldest, with 47.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 959 cooling and 5,160 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Bucks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bucks County

Full Bucks County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Woodside?

A $639,000 home in Woodside, Pennsylvania costs approximately $5,127 per month with 20% down at 6.66%. That is $3,285 principal and interest, $834 property tax, $214 homeowners insurance, $262 utilities and $533 set aside for maintenance.

What is the property tax rate in Woodside?

Woodside has an effective property tax rate of 1.566%, based on a median home value of $638,500 and median real estate taxes of $10,001. That is higher than the Bucks County average of 1.383%.

What is the average home price in Woodside?

The median owner-occupied home value in Woodside, Pennsylvania is $638,500, against $421,700 across Bucks County.

Is it cheaper to rent or buy in Woodside?

Rent data is not published for Woodside at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Woodside — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology