Cost to Own
United StatesPennsylvaniaBucks CountyFairless Hills Population 8,985 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Fairless Hills, Pennsylvania

A $328,000 home here costs

$2,650

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,686. The real number is $964 higher every month — 57% more than the payment most buyers budget for.

Fairless Hills median: $328,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $262,400 borrowed $1,686
Property tax1.167% effective rate for Fairless Hills itself $319
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $110
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $273
Total monthly $2,650

Fairless Hills against Bucks County and Pennsylvania

MeasureFairless HillsBucks County
Median home value$328,000$421,700
Median property tax$3,827$5,833
Effective tax rate1.167%1.383%
Median gross rent$1,240$1,537
Population8,985645,993

The weather behind that power bill

Fairless Hills sits in Bucks County, which averages a high of 85.6°F in its hottest month and a low of 23.3°F in its coldest, with 47.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 959 cooling and 5,160 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Bucks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bucks County

Full Bucks County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Fairless Hills?

A $328,000 home in Fairless Hills, Pennsylvania costs approximately $2,650 per month with 20% down at 6.66%. That is $1,686 principal and interest, $319 property tax, $110 homeowners insurance, $262 utilities and $273 set aside for maintenance.

What is the property tax rate in Fairless Hills?

Fairless Hills has an effective property tax rate of 1.167%, based on a median home value of $328,000 and median real estate taxes of $3,827. That is lower than the Bucks County average of 1.383%.

What is the average home price in Fairless Hills?

The median owner-occupied home value in Fairless Hills, Pennsylvania is $328,000, against $421,700 across Bucks County.

Is it cheaper to rent or buy in Fairless Hills?

Median gross rent in Fairless Hills is $1,240 a month, against $2,650 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Fairless Hills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology