Cost to Own
United StatesPennsylvaniaBucks CountyQuakertown Population 9,298 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Quakertown, Pennsylvania

A $253,000 home here costs

$2,133

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,301. The real number is $832 higher every month — 64% more than the payment most buyers budget for.

Quakertown median: $253,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $202,400 borrowed $1,301
Property tax1.304% effective rate for Quakertown itself $275
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $85
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $211
Total monthly $2,133

Quakertown against Bucks County and Pennsylvania

MeasureQuakertownBucks County
Median home value$253,200$421,700
Median property tax$3,301$5,833
Effective tax rate1.304%1.383%
Median gross rent$1,253$1,537
Population9,298645,993

The weather behind that power bill

Quakertown sits in Bucks County, which averages a high of 85.6°F in its hottest month and a low of 23.3°F in its coldest, with 47.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 959 cooling and 5,160 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Bucks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bucks County

Full Bucks County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Quakertown?

A $253,000 home in Quakertown, Pennsylvania costs approximately $2,133 per month with 20% down at 6.66%. That is $1,301 principal and interest, $275 property tax, $85 homeowners insurance, $262 utilities and $211 set aside for maintenance.

What is the property tax rate in Quakertown?

Quakertown has an effective property tax rate of 1.304%, based on a median home value of $253,200 and median real estate taxes of $3,301. That is lower than the Bucks County average of 1.383%.

What is the average home price in Quakertown?

The median owner-occupied home value in Quakertown, Pennsylvania is $253,200, against $421,700 across Bucks County.

Is it cheaper to rent or buy in Quakertown?

Median gross rent in Quakertown is $1,253 a month, against $2,133 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Quakertown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology