Cost to Own
United StatesPennsylvaniaBucks CountyPerkasie Population 9,176 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Perkasie, Pennsylvania

A $339,000 home here costs

$2,762

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,743. The real number is $1,019 higher every month — 58% more than the payment most buyers budget for.

Perkasie median: $338,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $271,200 borrowed $1,743
Property tax1.280% effective rate for Perkasie itself $362
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $113
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $283
Total monthly $2,762

Perkasie against Bucks County and Pennsylvania

MeasurePerkasieBucks County
Median home value$338,700$421,700
Median property tax$4,334$5,833
Effective tax rate1.280%1.383%
Median gross rent$1,164$1,537
Population9,176645,993

The weather behind that power bill

Perkasie sits in Bucks County, which averages a high of 85.6°F in its hottest month and a low of 23.3°F in its coldest, with 47.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 959 cooling and 5,160 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Bucks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bucks County

Full Bucks County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Perkasie?

A $339,000 home in Perkasie, Pennsylvania costs approximately $2,762 per month with 20% down at 6.66%. That is $1,743 principal and interest, $362 property tax, $113 homeowners insurance, $262 utilities and $283 set aside for maintenance.

What is the property tax rate in Perkasie?

Perkasie has an effective property tax rate of 1.280%, based on a median home value of $338,700 and median real estate taxes of $4,334. That is lower than the Bucks County average of 1.383%.

What is the average home price in Perkasie?

The median owner-occupied home value in Perkasie, Pennsylvania is $338,700, against $421,700 across Bucks County.

Is it cheaper to rent or buy in Perkasie?

Median gross rent in Perkasie is $1,164 a month, against $2,762 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Perkasie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology