Cost to Own
United StatesOhioBelmont CountyWolfhurst Population 1,131 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wolfhurst, Ohio

A $83,000 home here costs

$857

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $427. The real number is $431 higher every month — 101% more than the payment most buyers budget for.

Wolfhurst median: $82,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $66,400 borrowed $427
Property tax1.260% effective rate for Wolfhurst itself $87
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $31
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $69
Total monthly $857

Wolfhurst against Belmont County and Ohio

MeasureWolfhurstBelmont County
Median home value$82,800$143,000
Median property tax$1,043$1,420
Effective tax rate1.260%0.993%
Median gross rent$281$769
Population1,13165,982

The weather behind that power bill

Wolfhurst sits in Belmont County, which averages a high of 82.9°F in its hottest month and a low of 22.3°F in its coldest, with 37.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 782 cooling and 5,419 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Belmont County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Belmont County

Full Belmont County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Wolfhurst?

A $83,000 home in Wolfhurst, Ohio costs approximately $857 per month with 20% down at 6.66%. That is $427 principal and interest, $87 property tax, $31 homeowners insurance, $243 utilities and $69 set aside for maintenance.

What is the property tax rate in Wolfhurst?

Wolfhurst has an effective property tax rate of 1.260%, based on a median home value of $82,800 and median real estate taxes of $1,043. That is higher than the Belmont County average of 0.993%.

What is the average home price in Wolfhurst?

The median owner-occupied home value in Wolfhurst, Ohio is $82,800, against $143,000 across Belmont County.

Is it cheaper to rent or buy in Wolfhurst?

Median gross rent in Wolfhurst is $281 a month, against $857 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wolfhurst — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology