Total monthly cost of ownership
Cost to Own a Home in Barnesville, Ohio
A $102,000 home here costs
$977per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $524. The real number is $452 higher every month — 86% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Barnesville against Belmont County and Ohio
| Measure | Barnesville | Belmont County |
|---|---|---|
| Median home value | $102,200 | $143,000 |
| Median property tax | $1,033 | $1,420 |
| Effective tax rate | 1.011% | 0.993% |
| Median gross rent | $545 | $769 |
| Population | 3,602 | 65,982 |
The weather behind that power bill
Barnesville sits in Belmont County, which averages a high of 82.9°F in its hottest month and a low of 22.3°F in its coldest, with 37.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 782 cooling and 5,419 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Belmont County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Belmont County
Common questions
How much does it cost to own a home in Barnesville?
A $102,000 home in Barnesville, Ohio costs approximately $977 per month with 20% down at 6.66%. That is $524 principal and interest, $86 property tax, $38 homeowners insurance, $243 utilities and $85 set aside for maintenance.
What is the property tax rate in Barnesville?
Barnesville has an effective property tax rate of 1.011%, based on a median home value of $102,200 and median real estate taxes of $1,033. That is higher than the Belmont County average of 0.993%.
What is the average home price in Barnesville?
The median owner-occupied home value in Barnesville, Ohio is $102,200, against $143,000 across Belmont County.
Is it cheaper to rent or buy in Barnesville?
Median gross rent in Barnesville is $545 a month, against $977 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Barnesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.