Cost to Own
United StatesOhioBelmont CountyFlushing Population 1,004 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Flushing, Ohio

A $99,000 home here costs

$956

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $509. The real number is $447 higher every month — 88% more than the payment most buyers budget for.

Flushing median: $98,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $79,200 borrowed $509
Property tax1.025% effective rate for Flushing itself $85
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $37
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $83
Total monthly $956

Flushing against Belmont County and Ohio

MeasureFlushingBelmont County
Median home value$98,800$143,000
Median property tax$1,013$1,420
Effective tax rate1.025%0.993%
Median gross rent$1,054$769
Population1,00465,982

The weather behind that power bill

Flushing sits in Belmont County, which averages a high of 82.9°F in its hottest month and a low of 22.3°F in its coldest, with 37.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 782 cooling and 5,419 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Belmont County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Belmont County

Full Belmont County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Flushing?

A $99,000 home in Flushing, Ohio costs approximately $956 per month with 20% down at 6.66%. That is $509 principal and interest, $85 property tax, $37 homeowners insurance, $243 utilities and $83 set aside for maintenance.

What is the property tax rate in Flushing?

Flushing has an effective property tax rate of 1.025%, based on a median home value of $98,800 and median real estate taxes of $1,013. That is higher than the Belmont County average of 0.993%.

What is the average home price in Flushing?

The median owner-occupied home value in Flushing, Ohio is $98,800, against $143,000 across Belmont County.

Is it cheaper to rent or buy in Flushing?

Median gross rent in Flushing is $1,054 a month, against $956 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Flushing — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology