Total monthly cost of ownership
Cost to Own a Home in Bethesda, Ohio
A $99,000 home here costs
$966per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $509. The real number is $457 higher every month — 90% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bethesda against Belmont County and Ohio
| Measure | Bethesda | Belmont County |
|---|---|---|
| Median home value | $98,800 | $143,000 |
| Median property tax | $1,126 | $1,420 |
| Effective tax rate | 1.140% | 0.993% |
| Median gross rent | $739 | $769 |
| Population | 1,230 | 65,982 |
The weather behind that power bill
Bethesda sits in Belmont County, which averages a high of 82.9°F in its hottest month and a low of 22.3°F in its coldest, with 37.55" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 782 cooling and 5,419 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Belmont County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Belmont County
Common questions
How much does it cost to own a home in Bethesda?
A $99,000 home in Bethesda, Ohio costs approximately $966 per month with 20% down at 6.66%. That is $509 principal and interest, $94 property tax, $37 homeowners insurance, $243 utilities and $83 set aside for maintenance.
What is the property tax rate in Bethesda?
Bethesda has an effective property tax rate of 1.140%, based on a median home value of $98,800 and median real estate taxes of $1,126. That is higher than the Belmont County average of 0.993%.
What is the average home price in Bethesda?
The median owner-occupied home value in Bethesda, Ohio is $98,800, against $143,000 across Belmont County.
Is it cheaper to rent or buy in Bethesda?
Median gross rent in Bethesda is $739 a month, against $966 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bethesda — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.