Total monthly cost of ownership
Cost to Own a Home in Winneconne, Wisconsin
A $197,000 home here costs
$1,777per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,013. The real number is $764 higher every month — 75% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Winneconne against Winnebago County and Wisconsin
| Measure | Winneconne | Winnebago County |
|---|---|---|
| Median home value | $196,900 | $208,600 |
| Median property tax | $3,646 | $3,573 |
| Effective tax rate | 1.852% | 1.713% |
| Median gross rent | $819 | $924 |
| Population | 2,519 | 171,357 |
The weather behind that power bill
Winneconne sits in Winnebago County, which averages a high of 81.3°F in its hottest month and a low of 11.1°F in its coldest, with 30.56" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 566 cooling and 7,352 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Winnebago County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Winnebago County
Full Winnebago County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Winneconne?
A $197,000 home in Winneconne, Wisconsin costs approximately $1,777 per month with 20% down at 6.66%. That is $1,013 principal and interest, $304 property tax, $51 homeowners insurance, $245 utilities and $164 set aside for maintenance.
What is the property tax rate in Winneconne?
Winneconne has an effective property tax rate of 1.852%, based on a median home value of $196,900 and median real estate taxes of $3,646. That is higher than the Winnebago County average of 1.713%.
What is the average home price in Winneconne?
The median owner-occupied home value in Winneconne, Wisconsin is $196,900, against $208,600 across Winnebago County.
Is it cheaper to rent or buy in Winneconne?
Median gross rent in Winneconne is $819 a month, against $1,777 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Winneconne — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.