Cost to Own
United StatesWisconsinWinnebago CountyMenasha Population 18,130 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Menasha, Wisconsin

A $169,000 home here costs

$1,578

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $869. The real number is $709 higher every month — 82% more than the payment most buyers budget for.

Menasha median: $169,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $135,200 borrowed $869
Property tax1.985% effective rate for Menasha itself $280
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $44
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $141
Total monthly $1,578

Menasha against Winnebago County and Wisconsin

MeasureMenashaWinnebago County
Median home value$169,200$208,600
Median property tax$3,358$3,573
Effective tax rate1.985%1.713%
Median gross rent$866$924
Population18,130171,357

Menasha extends across 2 counties. Figures here use Winnebago County, where most of its housing sits.

The weather behind that power bill

Menasha sits in Winnebago County, which averages a high of 81.3°F in its hottest month and a low of 11.1°F in its coldest, with 30.56" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 566 cooling and 7,352 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Winnebago County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Winnebago County

Full Winnebago County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Menasha?

A $169,000 home in Menasha, Wisconsin costs approximately $1,578 per month with 20% down at 6.66%. That is $869 principal and interest, $280 property tax, $44 homeowners insurance, $245 utilities and $141 set aside for maintenance.

What is the property tax rate in Menasha?

Menasha has an effective property tax rate of 1.985%, based on a median home value of $169,200 and median real estate taxes of $3,358. That is higher than the Winnebago County average of 1.713%.

What is the average home price in Menasha?

The median owner-occupied home value in Menasha, Wisconsin is $169,200, against $208,600 across Winnebago County.

Is it cheaper to rent or buy in Menasha?

Median gross rent in Menasha is $866 a month, against $1,578 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Menasha — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology