Total monthly cost of ownership
Cost to Own a Home in Omro, Wisconsin
A $170,000 home here costs
$1,612per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $874. The real number is $738 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Omro against Winnebago County and Wisconsin
| Measure | Omro | Winnebago County |
|---|---|---|
| Median home value | $170,300 | $208,600 |
| Median property tax | $3,693 | $3,573 |
| Effective tax rate | 2.169% | 1.713% |
| Median gross rent | $882 | $924 |
| Population | 3,639 | 171,357 |
The weather behind that power bill
Omro sits in Winnebago County, which averages a high of 81.3°F in its hottest month and a low of 11.1°F in its coldest, with 30.56" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 566 cooling and 7,352 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Winnebago County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Winnebago County
Full Winnebago County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Omro?
A $170,000 home in Omro, Wisconsin costs approximately $1,612 per month with 20% down at 6.66%. That is $874 principal and interest, $307 property tax, $44 homeowners insurance, $245 utilities and $142 set aside for maintenance.
What is the property tax rate in Omro?
Omro has an effective property tax rate of 2.169%, based on a median home value of $170,300 and median real estate taxes of $3,693. That is higher than the Winnebago County average of 1.713%.
What is the average home price in Omro?
The median owner-occupied home value in Omro, Wisconsin is $170,300, against $208,600 across Winnebago County.
Is it cheaper to rent or buy in Omro?
Median gross rent in Omro is $882 a month, against $1,612 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Omro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.