Total monthly cost of ownership
Cost to Own a Home in Neenah, Wisconsin
A $195,000 home here costs
$1,743per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,002. The real number is $741 higher every month — 74% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Neenah against Winnebago County and Wisconsin
| Measure | Neenah | Winnebago County |
|---|---|---|
| Median home value | $194,700 | $208,600 |
| Median property tax | $3,386 | $3,573 |
| Effective tax rate | 1.739% | 1.713% |
| Median gross rent | $970 | $924 |
| Population | 27,409 | 171,357 |
The weather behind that power bill
Neenah sits in Winnebago County, which averages a high of 81.3°F in its hottest month and a low of 11.1°F in its coldest, with 30.56" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 566 cooling and 7,352 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Winnebago County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Winnebago County
Full Winnebago County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Neenah?
A $195,000 home in Neenah, Wisconsin costs approximately $1,743 per month with 20% down at 6.66%. That is $1,002 principal and interest, $283 property tax, $50 homeowners insurance, $245 utilities and $163 set aside for maintenance.
What is the property tax rate in Neenah?
Neenah has an effective property tax rate of 1.739%, based on a median home value of $194,700 and median real estate taxes of $3,386. That is higher than the Winnebago County average of 1.713%.
What is the average home price in Neenah?
The median owner-occupied home value in Neenah, Wisconsin is $194,700, against $208,600 across Winnebago County.
Is it cheaper to rent or buy in Neenah?
Median gross rent in Neenah is $970 a month, against $1,743 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Neenah — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.