Cost to Own
United StatesGeorgiaDeKalb CountyTucker Population 37,022 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Tucker, Georgia

A $359,000 home here costs

$2,790

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,846. The real number is $944 higher every month — 51% more than the payment most buyers budget for.

Tucker median: $359,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $287,200 borrowed $1,846
Property tax0.932% effective rate for Tucker itself $279
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $156
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $299
Total monthly $2,790

Tucker against DeKalb County and Georgia

MeasureTuckerDeKalb County
Median home value$359,300$331,400
Median property tax$3,347$3,046
Effective tax rate0.932%0.919%
Median gross rent$1,458$1,591
Population37,022762,105

The weather behind that power bill

Tucker sits in DeKalb County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for DeKalb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in DeKalb County

Full DeKalb County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Tucker?

A $359,000 home in Tucker, Georgia costs approximately $2,790 per month with 20% down at 6.66%. That is $1,846 principal and interest, $279 property tax, $156 homeowners insurance, $210 utilities and $299 set aside for maintenance.

What is the property tax rate in Tucker?

Tucker has an effective property tax rate of 0.932%, based on a median home value of $359,300 and median real estate taxes of $3,347. That is higher than the DeKalb County average of 0.919%.

What is the average home price in Tucker?

The median owner-occupied home value in Tucker, Georgia is $359,300, against $331,400 across DeKalb County.

Is it cheaper to rent or buy in Tucker?

Median gross rent in Tucker is $1,458 a month, against $2,790 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Tucker — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology