Total monthly cost of ownership
Cost to Own a Home in Dunwoody, Georgia
A $579,000 home here costs
$4,365per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,977. The real number is $1,389 higher every month — 47% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dunwoody against DeKalb County and Georgia
| Measure | Dunwoody | DeKalb County |
|---|---|---|
| Median home value | $579,400 | $331,400 |
| Median property tax | $5,334 | $3,046 |
| Effective tax rate | 0.921% | 0.919% |
| Median gross rent | $1,806 | $1,591 |
| Population | 51,563 | 762,105 |
The weather behind that power bill
Dunwoody sits in DeKalb County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for DeKalb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DeKalb County
Common questions
How much does it cost to own a home in Dunwoody?
A $579,000 home in Dunwoody, Georgia costs approximately $4,365 per month with 20% down at 6.66%. That is $2,977 principal and interest, $444 property tax, $251 homeowners insurance, $210 utilities and $483 set aside for maintenance.
What is the property tax rate in Dunwoody?
Dunwoody has an effective property tax rate of 0.921%, based on a median home value of $579,400 and median real estate taxes of $5,334. That is in line with the DeKalb County average of 0.919%.
What is the average home price in Dunwoody?
The median owner-occupied home value in Dunwoody, Georgia is $579,400, against $331,400 across DeKalb County.
Is it cheaper to rent or buy in Dunwoody?
Median gross rent in Dunwoody is $1,806 a month, against $4,365 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dunwoody — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.