Total monthly cost of ownership
Cost to Own a Home in Candler-McAfee, Georgia
A $239,000 home here costs
$1,908per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,229. The real number is $680 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Candler-McAfee against DeKalb County and Georgia
| Measure | Candler-McAfee | DeKalb County |
|---|---|---|
| Median home value | $239,400 | $331,400 |
| Median property tax | $2,000 | $3,046 |
| Effective tax rate | 0.835% | 0.919% |
| Median gross rent | $1,408 | $1,591 |
| Population | 21,316 | 762,105 |
The weather behind that power bill
Candler-McAfee sits in DeKalb County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for DeKalb County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DeKalb County
Common questions
How much does it cost to own a home in Candler-McAfee?
A $239,000 home in Candler-McAfee, Georgia costs approximately $1,908 per month with 20% down at 6.66%. That is $1,229 principal and interest, $166 property tax, $104 homeowners insurance, $210 utilities and $199 set aside for maintenance.
What is the property tax rate in Candler-McAfee?
Candler-McAfee has an effective property tax rate of 0.835%, based on a median home value of $239,400 and median real estate taxes of $2,000. That is lower than the DeKalb County average of 0.919%.
What is the average home price in Candler-McAfee?
The median owner-occupied home value in Candler-McAfee, Georgia is $239,400, against $331,400 across DeKalb County.
Is it cheaper to rent or buy in Candler-McAfee?
Median gross rent in Candler-McAfee is $1,408 a month, against $1,908 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Candler-McAfee — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.